Union County property record for 608 Broome St, Monroe, NC 28110
| Property Type | Bus Terminal |
|---|---|
| Details | 68,940 sqft · built 1978 |
| Lot Size | 5.38 acres (234,353 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,000,000 (Oct 2021) |
| Tax Bill | $10,238 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-112-004 |
| Primary APN | 09-112-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 68,940 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Asphalt |
| Lot Area | 234,353 sqft (5.38 acres) |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 608 BROOME ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3947 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Bus Terminal |
| Local Zoning Code | G-I MONROE |
| Legal Description | 8276-124 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 20601 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 12, 2021 | Special Warranty Deed, Transfer · Line of Credit COGENT BANK |
| May 5, 2021 | Deed of Trust, Mortgage DENNIS GOSNEY ETAL |
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Aug 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | May 16, 2001 · Amount on Record |
| Deed Document Number | 202148626 |
| Deed Book / Page | 8276 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 12, 2021 |
| Property Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Document Number | 8276124 |
| Book / Page | 8276 / 124 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 48626 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 BROOME ST, 608, MONROE, NC 28110-3947 |
| Name | Verified Name |
|---|---|
| Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Document Number | 48627 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 48627 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE, MAREHEAD TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Document Number | 8091281 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 8091/281 |
| Instrument | 21489 |
| Name | DENNIS GOSNEY ETAL |
|---|---|
| Type | Private Party |
| Address | 9700 AGILE CIR, WAXHAW, NC 28173 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Document Number | 8091259 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 8091/259 |
| Instrument | 21487 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 608 BROOME ST, MONROE, NC 28110-3947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7768214 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 7768/214 |
| Instrument | 30613 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,171,200 (-) Land $371,200 Building $800,000 | $1,171,200 (-) Land $371,200 Building $800,000 | |
| 2025 | $10,238.00 (+24.99%) | $1,171,200 (+55.91%) Land $371,200 Building $800,000 | $1,171,200 (+55.91%) Land $371,200 Building $800,000 |
| 2023 | $8,191.00 | $751,200 Land $145,300 Building $605,900 | $751,200 Land $145,300 Building $605,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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