608 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 608 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,775 sqft · built 1936
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$80,200 (Dec 2020)
Tax Bill	$948 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-20-011-012.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-20-011-012.000`
Alternative APN	`1305016020011010000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	16.7 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1305016020011012000
Street Address	608 BLUFF ST
City	FULTON
State	MO
Zip	65251-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 13 BLK 61 NCP
Legal Range	09W
Legal Township	47N
Legal Section	16
Legal Subdivision	NEW CITY PLAT
Legal Block	61
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1000
Census Tract	70302

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 BLUFF ST, FULTON, MO 65251-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN BANK OF MISSOURI
Dec 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Jan 2, 2009 · Amount on Record
Deed Document Number	20209175
Deed Book / Page	489 / 570
Last Transfer Date	Jul 2, 2024
Transfer Doc	000514/109
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	608 BLUFF ST, FULTON, MO 65251-2034
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/691
Date	Dec 15, 2020
Book Page	245/691
Instrument	202009176

Lender

Name	AMERICAN BANK OF MISSOURI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 15, 2020
Property Address	608 BLUFF ST, FULTON, MO 65251-2034
Document Number	000489/570
Book / Page	489 / 570
Instrument Date	Dec 11, 2020
Instrument	202009175
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 BLUFF ST, FULTON, MO 65251-2034

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (-0.11%)	$15,350 (-)	$80,790 (-)
2024	$949.00 (+0.53%)	$15,350 (-)	$80,790 (-)
2023	$944.00 (+3.17%)	$15,350 (+3.19%)	$80,790 (+3.19%)
2022	$915.00	$14,875 Land $1,596 Building $13,279
2021			$78,290 Land $8,400 Building $69,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile, Verizon.

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