608 5th St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 608 5th St, Georgetown, CO 80444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,150 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Sep 2023)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1959-172-21-004`

Property Details

APN / Parcel Number

Primary APN	`1959-172-21-004`
Alternative APN	`R010196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,150 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	2,164 sqft
Basement Area	986 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Shingle/Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	29 sqft
Deck Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R010196
Street Address	608 5TH ST
City	GEORGETOWN
State	CO
Zip	80444-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: GEORGETOWN BLOCK: 18 LOT: 7 & IMP - 657/824 SURV #242369 764/710
Legal Subdivision	GEORGETOWN
Legal Block	18
Legal Lot Number	7
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1093
Census Tract	14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clear Creek County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 5TH ST, GEORGETOWN, CO 80444-5129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	2023310704
Deed Book / Page	1049 / 907
Prior Transfer Date	Jun 9, 2011
Prior Transfer Doc	0008380691
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Sep 28, 2026
Property Address	608 5TH ST, GEORGETOWN, CO 80444-5129
Document Number	0000320105
Book / Page	1091 / 771
Instrument Date	Aug 26, 2026
Instrument	2026320105
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 5TH ST, GEORGETOWN, CO 80444-5129

Mortgage

Document Number	0000320106,
Date	Sep 28, 2026
Instrument	2026320106

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Sep 26, 2023
Property Address	608 5TH ST, GEORGETOWN, CO 80444-5129
Document Number	0010490907
Book / Page	1049 / 907
Instrument Date	Sep 26, 2023
Instrument	310704
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 5TH ST, GEORGETOWN, CO 80444-5129

Mortgage

Document Number	0000310705
Date	Sep 26, 2023
Instrument	310705

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2063

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Georgetown Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00 (+116.79%)	$50,990 (+118.65%) Land $1,890 Building $49,100	$815,910 (+134.4%) Land $30,300 Building $785,610
2023	$1,805.00 (-1.04%)	$23,320 (-0.34%) Land $1,750 Building $21,570	$348,080 (+3.41%) Land $26,170 Building $321,910
2022	$1,824.00	$23,400 Land $2,110 Building $21,290	$336,610 Land $30,300 Building $306,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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