608 38th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 608 38th St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 939 sqft · built 1950
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$647,000 (Sep 2023)
Tax Bill	$10,782 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`518-320-018-6`

Property Details

APN / Parcel Number

Primary APN	`518-320-018-6`
Alternative APN	`518-320-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	939 sqft Living Area
1st Floor Area	939 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1955
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	608 38TH ST
City	RICHMOND
State	CA
Zip	94805-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR3
Legal Description	SPAULD RICH PULL TWNST LOT 50 BLK 39
Legal Subdivision	SPAULDING RICHMOND-PULLMAN
Legal Block	39
Legal Lot Number	50
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	371000

Owner

608 38th St is owned and occupied by an individual who bought it in September 2023.

Source: Contra Costa County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	608 38TH ST, RICHMOND, CA 94805-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 19, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Dec 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jun 17, 2002 · Amount on File
Deed Document Number	202390368
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0000316287
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 11, 2026
Property Address	608 38TH ST, RICHMOND, CA 94805-1702
Document Number	0000096086
Instrument Date	Sep 5, 2026
Instrument	202696086
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 38TH ST, RICHMOND, CA 94805-1702

Mortgage

Document Number	0000096086,
Date	Sep 11, 2026
Instrument	202696086

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 19, 2023
Property Address	608 38TH ST, RICHMOND, CA 94805-1702
Document Number	0000090368
Map Reference	VOL 4 PG 80
Instrument Date	Sep 6, 2023
Instrument	2023-090368
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 38TH ST, RICHMOND, CA 94805-1702

Mortgage

Document Number	0000090369
Date	Sep 19, 2023
Instrument	2023-090369

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	608 38TH ST, RICHMOND, CA 94805-1702
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060482
Date	Apr 30, 2019
Instrument	2019-060482

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 16, 2020
Property Address	608 38TH ST, RICHMOND, CA 94805-1702
Document Number	0000316287
Instrument Date	Dec 8, 2020
Instrument	316287
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	608 38TH ST RICHMOND CA 948051702, RICHMOND, CA 94805-1702

Tax Assessment & Valuation

The 2025 property tax bill for 608 38th St was $10,782 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$673,138 (+2%) Land $520,200 Building $152,938
2025	$10,782.00 Homeowner's exemption	$659,940 Land $510,000 Building $149,940
2023	$7,130.00 (+1.97%) Homeowner's exemption	$404,660 Land $255,579 Building $149,081
2022	$6,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 608 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 608 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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