608 1st St, Monona, IA 52159 Property Records

Clayton County property record for 608 1st St, Monona, IA 52159

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,312 sqft · built 1979
Lot Size0.359 acres (15,620 sqft)
Owner2 Trust Names on File
Last Sale$128,000 (Dec 2016)
Tax Bill$3,056 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN3614201011

Property Details

APN / Parcel Number

Primary APN3614201011

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
Basement Area1,312 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,620 sqft (0.359 acres)
Lot Dimensions142 ft deep x 110 ft wide
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area325 sqft
Deck AreaDeck Area
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address608 1ST ST
CityMONONA
StateIA
Zip52159-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDARBYS 1ST ADDN LOT 11
Legal SubdivisionDARBYS 1ST ADD
Legal Lot Number11
JurisdictionCLAYTON IA
Township / Civil DivisionMONONA
Census Block Group4
Census Block4022
Census Tract70200

Owner

608 1st St is owner-occupied and held in a trust since October 2024.

Source: Clayton County records, as of September 14, 2026

Owner of Record2 Trust Names on File
Mailing Address608 1ST ST, MONONA, IA 52159-8026
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2016 · Amount on File
Deed SaleDec 19, 2016 · Amount on File
Deed Document Number20164070
Last Transfer DateOct 14, 2024
Transfer Doc2024R02628
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address608 1ST ST, MONONA, IA 52159-8026
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R00784
DateMar 10, 2017
Instrument2017R00784
Lender
NameCENTRAL STATE BANK
TypeBank
AddressELKADER, IA 52043
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 608 1st St was $3,056, up 8.5% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityMonona City
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,056.00 (+8.52%)$208,916 Land $29,222 Building $179,694$208,916 Land $29,222 Building $179,694
2024$2,816.00
2023$179,359 Land $25,410 Building $153,949$179,359 Land $25,410 Building $153,949
2022$2,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONONA MUNICIPAL WATER DEPT
serves 1,471 people · EPA ID IA2264095
Water SourceGroundwater
Last State InspectionSep 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 1st St

Nearby Streets

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