6077 State Rte 159, Red Bud, IL 62278 Property Records

Monroe County property record for 6077 State Rte 159, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1958
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-300-010-000`

Property Details

APN / Parcel Number

Primary APN	`12-04-300-010-000`
Alternative APN	`12040000001100 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	744 sqft
Deck Area	240 sqft
Patio Area	1,440 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6077 STATE ROUTE 159
City	RED BUD
State	IL
Zip	62278-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 17
Legal Range	08W
Legal Township	03S
Legal Section	04
Legal Lot Number	17
Jurisdiction	MONROE IL
Township / Civil Division	6
Census Block Group	1
Census Block	1028
Census Tract	600502

Owner

6077 State Rte 159 is owned and occupied by two individuals who acquired it in May 2019.

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Feb 10, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 28, 2019
Transfer Doc	0000401710
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439390
Date	Sep 24, 2025
Instrument	439390

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.38%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432816
Date	Apr 18, 2024
Instrument	432816

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425192
Date	Jul 15, 2022
Instrument	425192

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 14, 2047

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419550
Date	Sep 7, 2021
Instrument	419550

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417860
Date	Jun 16, 2021
Instrument	417860

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415985
Date	Apr 1, 2021
Instrument	415985

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400932
Date	Apr 17, 2019
Instrument	400932

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6077 STATE ROUTE 159, RED BUD, IL 62278-3021
Document Number	0000394462
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6077 STATE ROUTE 159 RED BUD IL 622783021, RED BUD, IL 62278-3021

Mortgage

Document Number	0000394462
Date	Feb 21, 2018
Instrument	394462

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2033

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 6077 State Rte 159 was $1,455 with exemptions applied, down 0.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (-0.41%) Homeowner's exemption Senior Citizen's exemption	$61,150 (-4.28%) Land $7,830 Building $53,320	$183,450 (-4.28%) Land $23,490 Building $159,960
2024	$1,461.00	$63,883 Land $8,269 Building $55,614	$191,649 Land $24,807 Building $166,842
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$56,740 Land $7,830 Building $48,910	$170,220 Land $23,490 Building $146,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6077 State Rte 159 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6077 State Rte 159 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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