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6076 Cotter Ave, Sterling Heights, MI 48314 Property Records

Macomb County property record for 6076 Cotter Ave, Sterling Heights, MI 48314

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,008 sqft · built 1976
Lot Size0.455 acres (19,820 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jul 2024)
Tax Bill$4,045 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN10-10-04-351-025

Property Details

APN / Parcel Number

Primary APN10-10-04-351-025
Alternative APN
  • 1004351025

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area19,820 sqft (0.455 acres)
Lot Dimensions296 ft deep x 67 ft wide
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6076 COTTER AVE
CitySTERLING HEIGHTS
StateMI
Zip48314-2138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionT2N,R12E SEC 4; SUPERVISOR'S PLAT OF EYSTER'S MOUND ROAD FARMS E 1/2 LOT 46 L 2640, P 661
Legal Range12E
Legal Township02N
Legal Section04
Legal SubdivisionSUPERVISORS PLAT
Legal Lot Number46
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group3
Census Block3017
Census Tract230501

Owner

6076 Cotter Ave is owned and occupied by an individual who bought it in July 2024.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address6076 COTTER AVE, STERLING HEIGHTS, MI 48314-2138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2024 · Amount on File
Deed SaleJul 12, 2024 · Amount on File
Deed Document Number202457645
Deed Book / Page29666 / 130
Prior Transfer DateOct 19, 2005
Prior Transfer Doc0000200061
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address6076 COTTER AVE, STERLING HEIGHTS, MI 48314-2138
Document Number0000026309
Book / Page024585 / 000739
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedMar 29, 2017
Title CompanyATA NATIONAL TITLE, ATA NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 FOREST MEAD DR STERLING HEIGHTS MI 483142734, STERLING HEIGHTS, MI 48314-2734

Mortgage

Document Number0000026309
DateMar 3, 2017
Book Page024585/000739
Instrument26309
Lender
NameINLAND BK&TR
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6076 Cotter Ave was $4,045 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,900 (+19.44%)$245,800 (+19.44%)
2025$4,045.00 Homeowner's exemption$102,900$205,800
2023$90,600$181,200
2022$3,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6076 Cotter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6076 Cotter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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