6074 S 74th Ct, Summit, IL 60501 Property Records

Cook County property record for 6074 S 74th Ct, Summit, IL 60501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,285 sqft · built 1998
Lot Size	0.085 acres (3,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,247 (2023)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-13-405-035`

Property Details

APN / Parcel Number

Primary APN	`18-13-405-035`
Alternative APN	`18-13-405-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	1,285 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6074 S 74TH CT
City	SUMMIT ARGO
State	IL
Zip	60501-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L107 ARGO HOME ADDT SUBD N3/4 NW1/ 4 SE1/4 S13 T38N R12E
Legal Range	12E
Legal Township	38N
Legal Section	13
Legal Subdivision	ARGO HOME ADD SEC 13-38-12
Legal Block	5
Legal Lot Number	107
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	2
Census Block	2012
Census Tract	820400

Owner

6074 S 74th Ct is owned and occupied by two individuals who acquired it in April 2022.

Source: Cook County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6074 S 74TH CT, SUMMIT ARGO, IL 60501-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCE CO
Jan 29, 2018	Quit Claim Deed, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018
Deed Sale	Jan 29, 2018
Prior Sale	Jun 12, 2003 · Amount on File
Deed Document Number	20186041
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000001039
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	May 2, 2022
Property Address	6074 S 74TH CT, SUMMIT, IL 60501-1525
Document Number	0012201039
Instrument Date	Apr 11, 2022
Instrument	2212201039
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6074 S 74TH CT, SUMMIT, IL 60501-1525

Mortgage

Document Number	0012201040
Date	May 2, 2022
Instrument	2212201040

Lender

Name	CARDINAL FINANCE CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 29, 2018
Property Address	6074 S 74TH CT, SUMMIT, IL 60501-1525
Document Number	1802906041
Instrument Date	Jan 9, 2018
Instrument	2906041
Transaction Type	Mortgage
Record Updated	Feb 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6074 S 74TH CT SUMMIT IL 605011525, SUMMIT, IL 60501-1525

Mortgage

Document Number	1802906042
Date	Jan 29, 2018
Instrument	2906042

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Summit Village
Secondary School District	Argo Community High School District 217 (09 - 12)
Elementary School District	Summit School District 104 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $2,697 Building $21,303	$240,000 Land $26,970 Building $213,030
2023	$7,247.00 (+13.52%)
2022	$6,384.00 Homeowner's exemption	$18,217 Land $2,325 Building $15,892	$182,170 Land $23,250 Building $158,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6074 S 74th Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6074 S 74th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT serves 11,161 people · EPA ID IL0310060
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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