6074 Covers Cv, Schertz (Cibolo), TX 78108 Property Records

Comal County property record for 6074 Covers Cv, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,053 sqft · built 2007
Lot Size	0.218 acres (9,512 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jan 2008)
Tax Bill	$913 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-0049-0112-00`

Property Details

APN / Parcel Number

Primary APN	`17-0049-0112-00`
Alternative APN	`146893`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,053 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	2,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	9,512 sqft (0.218 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6074 COVERS CV
City	SCHERTZ
State	TX
Zip	78108-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAYS AT SCENIC HILLS 3B (THE), BLOCK 15, LOT 10
Legal Subdivision	FAIRWAYS AT SCENIC HILLS 3B (THE)
Legal Block	15
Legal Lot Number	10
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	1
Census Block	1071
Census Tract	310804

Owner

6074 Covers Cv is owned and occupied by two individuals who bought it in January 2008.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6074 COVERS CV, SCHERTZ, TX 78108-2023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 8, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Aug 7, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2008 · Amount on File
Deed Sale	Jan 23, 2008 · Amount on File
Prior Sale	Sep 5, 2007 · Amount on File
Deed Document Number	20086003007
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0006003007
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	6074 COVERS CV, SCHERTZ, TX 78108-2023
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006054409
Date	Oct 19, 2021
Instrument	202106054409

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	6074 COVERS CV, SCHERTZ, TX 78108-2023
Document Number	0006042009
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6074 COVERS CV SCHERTZ TX 781082023, SCHERTZ, TX 78108-2023

Mortgage

Document Number	0006042009
Date	Nov 20, 2019
Instrument	6042009

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	6074 COVERS CV, SCHERTZ, TX 78108-2023
Document Number	0006037785
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6074 COVERS CV SCHERTZ TX 781082023, SCHERTZ, TX 78108-2023

Mortgage

Document Number	0006037785
Date	Aug 14, 2017
Instrument	6037785

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6074 Covers Cv was $913 with exemptions applied, up 244.5% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Schertz City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,940 (-0.34%) Land $65,000 Building $308,940	$373,940 (-0.34%) Land $65,000 Building $308,940
2025	$913.00 (+244.53%) Homeowner's exemption Senior Citizen's exemption	$375,200 Land $65,000 Building $310,200	$375,200 Land $65,000 Building $310,200
2024	$265.00
2023		$347,860 Land $65,000 Building $282,860	$347,860 Land $65,000 Building $282,860
2018	$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6074 Covers Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6074 Covers Cv is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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