6074 C Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6074 C Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,128 sqft · built 1969
Lot Size	120 acres (5,227,200 sqft)
Owner	Company Name on File
Last Sale	$410,000 (May 2026)
Tax Bill	$5,696 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-200-002-000`

Property Details

APN / Parcel Number

Primary APN	`09-12-200-002-000`
Alternative APN	`09120000000300 00`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	5,227,200 sqft (120 acres)
Garage Area	1,288 sqft
Driveway	Concrete Driveway
Driveway Area	112 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	240 sqft

Location & Zoning

Street Address	6074 C RD
City	WATERLOO
State	IL
Zip	62298-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	NW SE & S/2 NE
Legal Range	11W
Legal Township	03S
Legal Section	12
Jurisdiction	MONROE IL
Township / Civil Division	15
Census Block Group	2
Census Block	2025
Census Tract	600502

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4861 BLUFF RD, VALMEYER, IL 62295-2301
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT/VIRGINIAS FLCA
May 13, 2026	Special Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Document Number	2026442528
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	May 26, 2026
Property Address	6074 C RD, WATERLOO, IL 62298-6226
Document Number	0000442742
Instrument Date	May 11, 2026
Instrument	2026442742
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4861 BLUFF RD, VALMEYER, IL 62295-2301

Mortgage

Document Number	0000442742,
Date	May 26, 2026
Instrument	2026442742

Lender

Name	FARM CREDIT/VIRGINIAS FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 13, 2026
Property Address	6074 C RD, WATERLOO, IL 62298-6226
Document Number	0000442528
Instrument Date	May 11, 2026
Instrument	2026442528
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$62,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4861 BLUFF RD, VALMEYER, IL 62295-2301

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 8, 2021
Property Address	6074 C RD, WATERLOO, IL 62298-6226
Document Number	0000414094
Instrument Date	Dec 21, 2020
Instrument	414094
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6074 C RD, WATERLOO, IL 62298-6226

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,287 (+4.51%) Land $50,937 Building $64,350
2024	$5,696.00	$110,313 (+13.86%) Land $47,204 Building $63,109	$330,939 (+13.86%) Land $141,612 Building $189,327
2022	Additional exemption filed	$96,882 Land $35,632 Building $61,250	$290,646 Land $106,896 Building $183,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	272 (1983–2019)
Claims Outside the SFHA	4 of 272
Most Recent Claim	Apr 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2019 · 3 claims Severe Storms & Flooding, Oct 1993 · 242 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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