60727 Kunstman Rd, Ray, MI 48096 Property Records

Macomb County property record for 60727 Kunstman Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,125 sqft · built 2005
Lot Size	2.06 acres (90,126 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Dec 2019)
Tax Bill	$9,989 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-05-29-200-014`

Property Details

APN / Parcel Number

Primary APN	`21-05-29-200-014`
Alternative APN	`0529200014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,125 sqft Living Area
1st Floor Area	2,051 sqft
Basement Area	2,051 sqft
Unfinished Basement	2,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Lot Area	90,126 sqft (2.06 acres)
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	60727 KUNSTMAN RD
City	RAY
State	MI
Zip	48096-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 29; COM AT NE COR SEC 29; TH S0300'W 584.0 FT ALG E SEC LINE TO POB; TH CONT S0300'W 231.0 FT ALG SD SEC LINE; TH N8626'53"W 390.17 FT; TH N0300'E 231.0 FT; TH S86*26'53"E 390.17 FT TO POB. 2.069 A.
Legal Subdivision	CROSS GOODALE SUPERVISORS PLA
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2021
Census Tract	216000

Owner

60727 Kunstman Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	60727 KUNSTMAN RD, RAY, MI 48096-3631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 13, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Mar 25, 2004 · Amount on File
Deed Document Number	20199142183
Deed Book / Page	26397 / 105
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000182157
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	60727 KUNSTMAN RD, RAY, MI 48096-3631
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60727 KUNSTMAN RD, RAY, MI 48096-3631

Mortgage

Document Number	2600008739
Date	Jan 30, 2026
Book Page	30497/150
Instrument	202600008739

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 13, 2019
Property Address	60727 KUNSTMAN RD, RAY, MI 48096-3631
Document Number	0000142183
Book / Page	26397 / 105
Instrument Date	Dec 12, 2019
Instrument	9142183
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60727 KUNSTMAN RD, 60727, RAY, MI 48096-3631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28392 LANGE RD, CHESTERFIELD, MI 48047-4855

Mortgage

Document Number	0000142184
Date	Dec 13, 2019
Instrument	9142184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 60727 Kunstman Rd was $9,989 with a homeowner's exemption, up 3% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,000 (+6.34%)	$778,000 (+6.34%)
2025	$9,989.00 (+2.99%) Homeowner's exemption	$365,800	$731,600
2024	$9,699.00
2023		$343,900	$687,800
2022	$8,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60727 Kunstman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 60727 Kunstman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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