6071 Hearthside Dr, Troy, MI 48098 Property Records

Oakland County property record for 6071 Hearthside Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,411 sqft · built 1991
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$416,500 (Aug 2015)
Tax Bill$8,261 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-05-353-017

Property Details

APN / Parcel Number

Primary APN88-20-05-353-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms15 Rooms
Stories1 Story
Building Area3,411 sqft Living Area
1st Floor Area1,933 sqft
Basement Area1,946 sqft
Unfinished Basement1,946 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeHip
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions143 ft deep x 117 ft wide
Garage Area718 sqft
Parking Spaces2 Parking Spaces
Pool Area544 sqft
PorchSlab
Porch Area79 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6071 HEARTHSIDE DR
CityTROY
StateMI
Zip48098-5366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 5 CRESCENT RIDGE WEST SUB LOT 10 7-14-89 FR 300-004
Legal Range11E
Legal Township2N
Legal Section5
Legal SubdivisionCRESCENT RIDGE WEST SUB
Legal Lot Number7,10
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2006
Census Tract196400

Owner

6071 Hearthside Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Oakland County records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6071 HEARTHSIDE DR, TROY, MI 48098-5366
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2015 · Amount on File
Deed SaleAug 19, 2015 · Amount on File
Prior SaleMay 30, 2003
Deed Document Number2015167983
Deed Book / Page48515 / 485
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6071 HEARTHSIDE DR, TROY, MI 48098-5366
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6071 HEARTHSIDE DR, TROY, MI 48098-5366

Mortgage

Document Number0000036801
DateFeb 10, 2021
Book Page55671/516
Instrument36801
Lender
NameCITIZENS BANK NA
TypeBank
AddressJOHNSTON, RI 02919
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJan 21, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6071 HEARTHSIDE DR, TROY, MI 48098-5366
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133950
DateJul 10, 2020
Book Page54476/870
Instrument133950
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6071 Hearthside Dr was $8,261 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,261.00
2023$577,680
2022$8,592.00$288,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6071 Hearthside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6071 Hearthside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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