6070 Simms Dr, La Plata, MD 20646 Property Records

Charles County property record for 6070 Simms Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,224 sqft · built 1990
Lot Size	3.36 acres (146,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Nov 2018)
Tax Bill	$20,156 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-046721`

Property Details

APN / Parcel Number

Primary APN	`01-046721`
Alternative APNs	`1046721` `046721`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,480 sqft Living Area
Gross Area	6,056 sqft
1st Floor Area	2,224 sqft
Basement Area	1,256 sqft
Finished Basement	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	146,797 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	210 sqft
Gazebo	164 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	046721
Street Address	6070 SIMMS DR
City	LA PLATA
State	MD
Zip	20646-5645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	L-21 S-2 = 3.3718 AC CAERNARVON WOODS SUB
Legal Subdivision	CAERNARVON WOODS SUB
Legal Block	2
Legal Lot Number	21
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2022
Census Tract	850600

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6070 SIMMS DR, LA PLATA, MD 20646-5645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS
Nov 5, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Sep 19, 2006 · Amount on Record
Deed Book / Page	10446 / 383
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6070 SIMMS DR, LA PLATA, MD 20646-5645
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6070 SIMMS DR, LA PLATA, MD 20646-5645

Mortgage

Document Number	0113630021
Date	Oct 6, 2020
Book Page	11363/21

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6070 SIMMS DR, LA PLATA, MD 20646-5645
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122490182
Date	Dec 1, 2021
Book Page	12249/182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6070 SIMMS DR, LA PLATA, MD 20646-5645
Document Number	0109390500
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6070 SIMMS DR LA PLATA MD 206465645, LA PLATA, MD 20646-5645

Mortgage

Document Number	0109390500
Date	Jan 6, 2020
Book Page	010939/000500

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 5, 2018
Property Address	6070 SIMMS DR, LA PLATA, MD 20646-5645
Document Number	0104460383
Book / Page	010446 / 000383
Instrument Date	Nov 2, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,800 (+35.62%) Land $177,100 Building $650,700	$827,800 (+35.62%) Land $177,100 Building $650,700
2025	$20,156.00 (+138.7%)
2023	$8,444.00 Homeowner's exemption	$610,400 Land $177,100 Building $433,300	$610,400 Land $177,100 Building $433,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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