607 Woodruff St, Niles, MI 49120 Property Records

Berrien County property record for 607 Woodruff St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Jun 2025)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Sep 2022 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-2050-0009-00-4`

Property Details

APN / Parcel Number

Primary APN	`74-2050-0009-00-4`
Alternative APN	`11-74-2050-0009-00-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	114 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	607 WOODRUFF ST
City	NILES
State	MI
Zip	49120-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 9 EARL'S FIRST ADDITION CITY OF NILES EXCEPT THE E 52'THEREOF
Legal Subdivision	EARLS FIRST ADDITION
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	4
Census Block	4010
Census Tract	20600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 WOODRUFF ST, NILES, MI 49120-2947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer NOT AVAILABLE, MICHIANA TITLE LLC
Jan 24, 2023	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jun 19, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	2025434749
Deed Book / Page	3452 / 4215
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	003279/405
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 26, 2022
Property Address	607 WOODRUFF ST, NILES, MI 49120-2947
Document Number	0003387/23
Book / Page	3387 / 23
Map Reference	LB 4 PG 29
Instrument Date	Sep 26, 2022
Instrument	2022363383
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, MICHIANA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 MARKET ST # 102, 102, NILES, MI 49120-2874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24561 US HIGHWAY 12, EDWARDSBURG, MI 49112-8503

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 24, 2023
Property Address	607 WOODRUFF ST, NILES, MI 49120-2947
Document Number	003397/822
Book / Page	3397 / 822
Map Reference	LB 4 PG 29
Instrument Date	Jun 18, 2020
Instrument	2023371643
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10289 US HIGHWAY 31, BERRIEN SPRINGS, MI 49103-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 WOODRUFF ST, NILES, MI 49120-2947

Mortgage

Document Number	0033971023
Date	Jan 24, 2023
Instrument	3397-1023

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jun 19, 2020
Property Address	607 WOODRUFF ST, NILES, MI 49120-2947
Document Number	003279/405
Book / Page	3279 / 405
Map Reference	LB 4 PG 29
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65370 TAYLOR RD, STURGIS, MI 49091-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 WOODRUFF ST, NILES, MI 49120-2947

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,000 (-0.44%)	$90,000 (-0.44%)
2025	$1,210.00 (-30.7%)	$45,200 (+53.22%)	$90,400 (+53.22%)
2024	$1,746.00 (+77.62%)
2023		$29,500	$59,000
2022	$983.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Midwest Energy & Communications.

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