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  3. St. Johns County
  4. Saint Augustine
  5. Willow Lake Dr

607 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 607 Willow Lake Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,559 sqft · built 2020
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$404,111 (Aug 2020)
Tax Bill$6,751 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2021 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN028991-2580

Property Details

APN / Parcel Number

Primary APN028991-2580

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,559 sqft Living Area
Gross Area3,518 sqft
1st Floor Area2,559 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area623 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area336 sqft
Deck Area204 sqft
Patio Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address607 WILLOW LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-9351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 258 OR5011/1042
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number258
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1002
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-2580

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Oct 08, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 22, 2022Deed of Trust, Mortgage · FHA Mortgage
STRONG HOME MORTGAGE LLC
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
ALASKA USA FCU
Aug 07, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC
Apr 01, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Prior SaleApr 01, 2020 · Amount on Record
Deed Document Number202065706
Deed Book / Page5011 / 1042
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351

Mortgage

Document Number0052470376
DateApr 26, 2021
Book Page5247/376
Instrument2021046030
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351

Mortgage

Document Number0053891398
DateOct 08, 2021
Book Page5389/1398
Instrument2021110118
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2041

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351

Mortgage

Document Number0054980162
DateFeb 22, 2022
Book Page5498/162
Instrument2022019088
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351

Mortgage

Document Number0057391166
DateApr 13, 2023
Book Page5739/1166
Instrument2023027653
Lender
NameALASKA USA FCU
TypeCredit Union
AddressANCHORAGE, AK 99519
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 07, 2020
Property Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Document Number0050111042
Book / Page5011 / 1042
Map ReferenceMB 93 PG 36-44
Instrument DateJul 31, 2020
Instrument2020065706
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,829.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351

Mortgage

Document Number50111044
DateAug 07, 2020
Instrument5011/1044
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateApr 01, 2020
Property Address607 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Document Number0049141296
Book / Page004914 / 001296
Instrument DateMar 23, 2020
Instrument25987
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$564.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$490,746 (-0.56%) Land $125,000 Building $365,746$490,746 (-0.56%) Land $125,000 Building $365,746
2025$6,751.00 (+14.04%)$493,529 (-0.53%)$493,529 (-0.53%) Land $115,000 Building $378,529
2024$5,920.00 (+5.51%)$496,174 (+4.08%)$496,174 (+4.08%) Land $110,000 Building $386,174
2023$5,611.00 (+11.71%)$476,729 (+16.12%)$476,729 (+16.12%) Land $106,000 Building $370,729
2022$5,023.00$410,531$410,531 Land $84,000 Building $326,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 36 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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