607 W Thorne St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 607 W Thorne St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,754 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2020)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-20-13-080-02`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-20-13-080-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,754 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	774 sqft
Basement Area	818 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	No Foundation
Roof Material	Masonite/Cement Shake
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	36.3 ft deep x 12 ft wide
Garage Type	Detached
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Deck Area	112 sqft
Patio Area	144 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	607 W THORNE ST
City	RIPON
State	WI
Zip	54971-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E NEWTON'S RESURVEY LOT 8 IN E 1/2 SE 1/4
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	8
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2001
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 W THORNE ST, RIPON, WI 54971-1462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Jul 20, 2017	Warranty Deed, Transfer WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	20201129937
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 20, 2020
Property Address	607 W THORNE ST, RIPON, WI 54971-1462
Document Number	0001129937
Instrument Date	May 20, 2020
Instrument	1129937
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 W THORNE ST, RIPON, WI 54971-1462

Mortgage

Document Number	0001129938
Date	May 20, 2020
Instrument	1129938

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 20, 2017
Property Address	607 W THORNE ST, RIPON, WI 54971-1462
Document Number	0001087058
Map Reference	DOC 1070926
Instrument Date	Jul 20, 2017
Instrument	1087058
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COUNTY RD E, RIPON, WI 54971-9142

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 20, 2017
Property Address	607 W THORNE ST, RIPON, WI 54971-1462
Document Number	0001087059
Instrument Date	Jul 20, 2017
Instrument	1087059
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 W THORNE ST, RIPON, WI 54971-1462

Mortgage

Document Number	0001087060
Date	Jul 20, 2017
Instrument	1087060

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,711.00 (+3.63%)	$160,300 (-) Land $29,000 Building $131,300	$247,238 (+31.29%) Land $44,728 Building $202,510
2023	$3,581.00	$160,300 Land $29,000 Building $131,300	$188,321 Land $34,069 Building $154,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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