607 W Gray St, Jay, OK 74346 Property Records

Delaware County property record for 607 W Gray St, Jay, OK 74346

Property Summary

Property TypeExempt (Full or Partial)
Lot Size0.287 acres (6,250 sqft)
OwnerCompany Name on Record
Deeds & MortgagesSep 2021 Construction Loan
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN23N23E-36-0-50170-048-0014

Property Details

APN / Parcel Number

Primary APN23N23E-36-0-50170-048-0014
Alternative APNs
  • 0014688
  • 14688

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,428 sqft Building Perimeter

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area6,250 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide

Location & Zoning

Account Number14688
Street Address607 W GRAY ST
CityJAY
StateOK
Zip74346-3309
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionCREEKMORE LOTS 13 & 14 BLK 48 2311-450
Legal Range23E
Legal Township23N
Legal Section36
Legal SubdivisionJAY-CREEKMORE
Legal Block48
Legal Lot Number13,14
JurisdictionDELAWARE OK
Township / Civil DivisionJAY
Census Block Group2
Census Block2040
Census Tract376000

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1007, TAHLEQUAH, OK 74465-1007
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Construction Mortgage
BANK2
Feb 19, 2020Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2000
Deed SaleSep 18, 2000
Prior SaleNov 8, 1991
Deed Book / Page1388 / 8
Last Transfer DateMar 28, 2019
Transfer Doc0000002277
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OK
Property Address607 W GRAY ST, JAY, OK 74346-3309
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2400/460
DateSep 1, 2021
Book Page2400/460
Instrument2021-009452
Lender
NameBANK2
TypeBank
AddressOKLAHOMA CITY, OK 73108
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

February 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionDELAWARE OK
Recording DateFeb 19, 2020
Property Address607 W GRAY ST, JAY, OK 74346-3309
Document Number002311/447
Book / Page2311 / 447
Instrument DateFeb 14, 2020
Instrument2020-001219
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
MunicipalityJay City
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025Additional exemption filed
2023Additional exemption filed
2020$2,500 Land $2,500

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY
serves 2,482 people · EPA ID OK1021674
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Grand Telephone Company
Fiber
200 / 200

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