607 Trudy Way, Merced, CA 95341 Property Records

Merced County property record for 607 Trudy Way, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 2019
Lot Size	0.136 acres (5,917 sqft)
Owner	2 Company Names on File
Last Sale	$365,000 (Aug 2024)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone AO (high risk)
APN	`059-621-010-000`

Property Details

APN / Parcel Number

Primary APN	`059-621-010-000`
Alternative APN	`059-621-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	5,917 sqft (0.136 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Patio Area	59 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059-621-010
Street Address	607 TRUDY WAY
City	MERCED
State	CA
Zip	95341-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE PHASE 1, LOT 100
Legal Subdivision	CYPRESS TERRACE PH 01
Legal Lot Number	100
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2005
Census Tract	1603

Owner

607 Trudy Way is owned by a company that bought it in August 2024.

Source: Merced County records, as of September 2, 2026

Owner of Record	2 Company Names on File
Mailing Address	15739 LAWNWOOD ST, LA PUENTE, CA 91744-3031
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURE CHOICE LENDING
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FIN
Jul 29, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG
May 3, 2019	Grant Deed, Transfer SPYCHER FAMILY TRUST (PT)
Jul 29, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	202419541
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0000022844
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SANTA FE PL 1, 1, SANTA BARBARA, CA 93109-1779

Mortgage

Document Number	0000002276
Date	Jan 30, 2026
Instrument	2026002276

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 OLD OAK LN 1, 1, HAYWARD, CA 94541-6275

Mortgage

Document Number	0000051238
Date	Nov 16, 2021
Instrument	2021051238

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Document Number	0000024868
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	600 OLD OAK LN #1 HAYWARD CA 945416275, 1, HAYWARD, CA 94541-6275

Mortgage

Document Number	0000024868
Date	Jul 24, 2020
Instrument	24868

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 29, 2019
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Document Number	0000022844
Instrument Date	Jul 25, 2019
Instrument	22844
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 TRUDY WAY MERCED CA 953417006, MERCED, CA 95341-7006

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 29, 2019
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Document Number	0000022842
Instrument Date	Apr 29, 2019
Instrument	22842
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 TRUDY WAY MERCED CA 953417006, MERCED, CA 95341-7006

Mortgage

Document Number	22845
Date	Jul 29, 2019
Instrument	22845

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 3, 2019
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Document Number	0000012695
Instrument Date	Apr 25, 2019
Instrument	12695
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	219 N BROADWAY TURLOCK CA 953804737, TURLOCK, CA 95380-4737
Investor	Possibly a Property Investor

Mortgage

Document Number	12696
Date	May 3, 2019
Instrument	12696

Lender

Name	SPYCHER FAMILY TRUST (PT)
Address	PO BOX 5, BALLICO, CA 95303-0005

Agreement

Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 29, 2019
Property Address	607 TRUDY WAY, MERCED, CA 95341-7006
Document Number	0000022843
Instrument Date	Apr 19, 2019
Instrument	22843
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 TRUDY WAY MERCED CA 953417006, MERCED, CA 95341-7006

Tax Assessment & Valuation

The 2025 property tax bill for 607 Trudy Way was $4,300.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,300 (+2%) Land $107,100 Building $265,200
2025	$4,300.00	$365,000 Land $105,000 Building $260,000
2023	$2,968.00 (-0.9%)	$261,530 Land $63,069 Building $198,461
2022	$2,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 607 Trudy Way in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	3 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Trudy Way is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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