607 Tom Drafts Cir, Gilbert, SC 29054 Property Records

Lexington County property record for 607 Tom Drafts Cir, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,818 sqft · built 2021
Lot Size	0.305 acres (13,290 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Apr 2020)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003028-01-008`

Property Details

APN / Parcel Number

Primary APN	`003028-01-008`
Alternative APN	`0302801008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Lot Area	13,290 sqft (0.305 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	607 TOM DRAFTS CIR
City	GILBERT
State	SC
Zip	29054-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	89.6 X 136.9 X 100 X 134 ON LM
Legal Subdivision	LAKE MURRAY
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2009
Census Tract	21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	607 TOM DRAFTS CIR, GILBERT, SC 29054-9381
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK
Apr 10, 2020	Deed, Construction Loan · Construction Mortgage SECURITY FEDERAL BANK
Feb 13, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	202014945
Deed Book / Page	20865 / 5796
Last Transfer Date	Feb 25, 2025
Transfer Doc	2115002832
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	607 TOM DRAFTS CIR, GILBERT, SC 29054-9381
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2106305552
Date	Jun 30, 2023
Book Page	21063/5552
Instrument	2023022739

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	607 TOM DRAFTS CIR, GILBERT, SC 29054-9381
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2093600073
Date	Apr 21, 2021
Book Page	20936/73
Instrument	2021021186

Lender

Name	SECURITY FEDERAL BANK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Apr 10, 2020
Property Address	607 TOM DRAFTS CIR, GILBERT, SC 29054-9381
Document Number	2086505796
Book / Page	20865 / 5796
Map Reference	MB 95-G PG 134
Instrument Date	Apr 9, 2020
Instrument	2020014945
Transaction Type	Construction Loan
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$813.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	219 EMBREE LN, GILBERT, SC 29054-9244

Mortgage

Document Number	2020014946
Date	Apr 10, 2020
Instrument	2020014946

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 13, 2020
Property Address	607 TOM DRAFTS CIR, GILBERT, SC 29054-9381
Document Number	2085701292
Book / Page	020857 / 001292
Instrument Date	Feb 12, 2020
Instrument	6211
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 TOM DRAFTS CIR GILBERT SC 290549381, GILBERT, SC 29054-9381

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,508.00 (+6.56%)	$22,045 (-) Land $11,868 Building $10,177
2024	$3,292.00 (+4.44%)	$22,045 (-) Land $11,868 Building $10,177	$551,120 (-) Land $296,701 Building $254,419
2023	$3,152.00	$22,045 Land $11,868 Building $10,177	$551,120 Land $296,701 Building $254,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (2015–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tom Drafts Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures