San Diego County property record for 607 Sunset Dr, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,097 sqft · built 1990 |
| Lot Size | 0.31 acres (13,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (May 2009) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage May 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-193-06-00 |
| Primary APN | 179-193-06-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,523 sqft (0.31 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1791917000 |
|---|---|
| Street Address | 607 SUNSET DR |
| City | VISTA |
| State | CA |
| Zip | 92081-6821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 271A & 272 /EXC ST WID/ DOC 69307 REC 4-25-68 IN TR 001984 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 001984 |
| Legal Block | 4 |
| Legal Lot Number | 271A |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 19702 |
Source: San Diego County records · APN 179-193-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| May 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU |
| Oct 17, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2009 · Amount on Record |
| Deed Sale | May 07, 2009 · Amount on Record |
| Prior Sale | Sep 05, 2008 · Amount on Record |
| Deed Document Number | 2009240238 |
| Last Transfer Date | Sep 01, 2021 |
| Transfer Doc | 0000634078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Document Number | 0000337661 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0337661 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Document Number | 0000117581 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024-0117581 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 08, 2021 |
| Property Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Document Number | 0000634078 |
| Map Reference | MAP 1984 |
| Instrument Date | Sep 01, 2021 |
| Instrument | 2021-0634078 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Document Number | 0000634079 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021-0634079 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 17, 2019 |
| Property Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Document Number | 0000469799 |
| Map Reference | MAP 1984 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019-0469799 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 607 SUNSET DR, VISTA, CA 92081-6821 |
| Document Number | 0000469800 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019-0469800 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $236,414 (+2%) Land $131,342 Building $105,072 | |
| 2025 | $3,315.00 (+6.69%) Homeowner's exemption | $231,779 (+4.04%) Land $128,767 Building $103,012 |
| 2023 | $3,107.00 (+0.26%) Homeowner's exemption | $222,781 Land $123,768 Building $99,013 |
| 2022 | $3,099.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 380 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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