607 Strathclyde Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 607 Strathclyde Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 2022
Lot Size	0.178 acres (7,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$618,933 (Aug 2023)
Tax Bill	$8,267 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`T222000496`

Property Details

APN / Parcel Number

Primary APN	`T222000496`
Alternative APN	`4-0068-D163-00-0407.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,968 sqft
Basement Area	1,216 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	7,749 sqft (0.178 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T222000496
Street Address	607 STRATHCLYDE DR
City	O FALLON
State	MO
Zip	63368-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #6 LOT 407
Legal Subdivision	STREETS OF CALEDONIA #6
Legal Lot Number	407
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 STRATHCLYDE DR, O FALLON, MO 63368-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STIFEL BANK & TRUST
May 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	May 2, 2022
Deed Document Number	202330684
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2023
Property Address	607 STRATHCLYDE DR, O FALLON, MO 63368-2317
Document Number	0000030684
Map Reference	DOC 2021R-095102
Instrument Date	Jul 17, 2023
Instrument	2023R-030684
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 STRATHCLYDE DR, O FALLON, MO 63368-2317

Mortgage

Document Number	0000030685
Date	Aug 1, 2023
Instrument	2023R-030685

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2022
Property Address	607 STRATHCLYDE DR, O FALLON, MO 63368-2317
Document Number	0000024794
Map Reference	DOC 2021R-095102
Instrument Date	Apr 29, 2022
Instrument	2022R-024794
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVD, SAINT LOUIS, MO 63132-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,876 (-)	$657,245 (-) Land $70,000 Building $587,245
2025	$8,267.00 (+754.91%)	$124,876 (+838.92%)	$657,245 (+838.92%) Land $70,000 Building $587,245
2023		$13,300 (-)
2022	$967.00	$13,300	$70,000 (-) Land $70,000
2021			$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, Sparklight.

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