Guilford County property record for 607 Spruce St, High Point, NC 27262
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,820 sqft · built 1955 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (May 2006) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6890642058-000 |
| Primary APN | 6890642058-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 220 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4889282001 |
|---|---|
| Street Address | 607 SPRUCE ST |
| City | HIGH POINT |
| State | NC |
| Zip | 27262-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 64 PB19-34 PL:19-34 |
| Legal Township | 18 |
| Legal Subdivision | RICHARDSON ESTATE PROPERTY |
| Legal Block | 2 |
| Legal Lot Number | 64 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | HIGH POINT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14000 |
607 Spruce St is owned and occupied by two individuals who acquired it in September 2025.
Source: Guilford County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 11, 2025 | Intrafamily Transfer, Transfer |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2006 · Amount on File |
| Deed Sale | May 25, 2006 · Amount on File |
| Prior Sale | Oct 22, 2003 · Amount on File |
| Deed Document Number | 200685072 |
| Deed Book / Page | 6535 / 2211 |
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0089683073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0090122345 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 9012/2345 |
| Instrument | 2026005160 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Sep 11, 2025 |
| Property Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Document Number | 0089683073 |
| Book / Page | 8968 / 3073 |
| Map Reference | MB 11 PG 9&34 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025042573 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Name | Verified Name |
|---|---|
| Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0085190022 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 8519/22 |
| Instrument | 2021074269 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 607 SPRUCE ST, HIGH POINT, NC 27262-4605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0082541048 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 8254/1048 |
| Instrument | 2020013601 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 607 Spruce St was $2,094.
Source: Guilford County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 | $152,000 Land $34,000 Building $118,000 | $152,000 Land $34,000 Building $118,000 |
| 2024 | $2,094.00 (+2.25%) | ||
| 2023 | $2,048.00 | $152,000 Land $34,000 Building $118,000 | $152,000 (-) Land $34,000 Building $118,000 |
| 2022 | $152,000 Land $34,000 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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