607 Springhill Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 607 Springhill Ct, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,172 sqft · built 2003
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jul 2019)
Tax Bill$8,616 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2021 Mortgage
+ 1 more
APN04-29-0-216-003

Property Details

APN / Parcel Number

Primary APN04-29-0-216-003

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,172 sqft Living Area
Basement Area2,172 sqft
Unfinished Basement2,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeFrame
Lot Area16,117 sqft (0.37 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address607 SPRINGHILL CT
CityO FALLON
StateIL
Zip62269-6101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR MEADOWS 9TH ADD LOT/SEC-211 DOC A02620443
Legal SubdivisionCEDAR MEADOWS 9TH ADD
Legal Block216
Legal Lot Number211
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1019
Census Tract504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address607 SPRINGHILL CT, O FALLON, IL 62269-6101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
SCOTT CREDIT UNION
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
SCOTT CU
Jul 25, 2019Grant Deed, Transfer · Conventional Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2019 · Amount on Record
Deed SaleJul 25, 2019 · Amount on Record
Prior SaleJun 2, 2008 · Amount on Record
Deed Document Number20192620443
Prior Transfer DateMay 18, 2011
Prior Transfer Doc00A2265509
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateMay 4, 2026
Property Address607 SPRINGHILL CT, O FALLON, IL 62269-6101
Document Number0002882362
Instrument DateApr 24, 2026
Instrument20262882362
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 SPRINGHILL CT, O FALLON, IL 62269-6101

Mortgage

Document Number0002882362,
DateMay 4, 2026
Instrument20262882362
Lender
NameSCOTT CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 29, 2036
Interest
Rate TypeFixed Rate
Rate7%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address607 SPRINGHILL CT, O FALLON, IL 62269-6101
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02689268
DateFeb 26, 2021
InstrumentA02689268
Lender
NameSCOTT CU
TypeCredit Union
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041
Interest
Rate TypeFixed Rate
Rate2.62%

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateJul 25, 2019
Property Address607 SPRINGHILL CT, O FALLON, IL 62269-6101
Document Number00A2620443
Instrument DateJul 24, 2019
Instrument2620443
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address607 SPRINGHILL CT O FALLON IL 622696101, O FALLON, IL 62269-6101

Mortgage

Document NumberA2620444
DateJul 25, 2019
Instrument2620444
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2049
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,616.00 (+8.93%) Homeowner's exemption$125,538 (+9.62%) Land $26,800 Building $98,738$376,614 (+9.62%) Land $80,400 Building $296,214
2024$7,910.00$114,521 (+27.45%) Land $24,448 Building $90,073$343,563 (+27.45%) Land $73,344 Building $270,219
2022$89,853 Land $19,949 Building $69,904$269,559 Land $59,847 Building $209,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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