St. Charles County property record for 607 School St, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1963 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 251010A000 |
| Primary APN | 251010A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 251010A000 |
|---|---|
| Street Address | 607 SCHOOL ST |
| City | O FALLON |
| State | MO |
| Zip | 63366-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | TERRA MARIAE SUB LOT 1 |
| Legal Subdivision | TERRA MARIE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311802 |
Source: St. Charles County records · APN 251010A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 04, 2020 | Deed of Trust, Mortgage TOGETHER CU |
| Sep 06, 2019 | Deed of Trust, Mortgage ANHEUSER BUSCH EMPS CU |
| Jul 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 |
| Deed Sale | Jun 30, 2015 |
| Prior Sale | Jul 02, 2013 · Amount on Record |
| Deed Document Number | 2015420710 |
| Deed Book / Page | 6380 / 561 |
| Last Transfer Date | Jul 12, 2019 |
| Transfer Doc | 0071071676 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 607 SCHOOL ST, COTTLEVILLE, MO 63366-2530 |
| Document Number | 0000009496 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 2026R-009496 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Document Number | 0000042920 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023R-042920 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 06, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Document Number | 0000103524 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021R-103524 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Document Number | 0000097029 |
| Instrument Date | Dec 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 607 SCHOOL ST O FALLON MO 633662530, O FALLON, MO 63366-2530 |
| Document Number | 0000097029 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 97029 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 09, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Document Number | 0071412184 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 607 SCHOOL ST O FALLON MO 633662530, O FALLON, MO 63366-2530 |
| Document Number | 0071412184 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 007141/002184 |
| Instrument | 499820 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | 423 LYNCH ST, ST LOUIS, MO 63118-1902 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 12, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 18, 2019 |
| Property Address | 607 SCHOOL ST, O FALLON, MO 63366-2530 |
| Document Number | 0071071676 |
| Book / Page | 007107 / 001676 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 367780 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 SCHOOL ST O FALLON MO 633662530, O FALLON, MO 63366-2530 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,680.00 (+10.42%) | $41,499 (+13.89%) | $218,414 (+13.88%) Land $50,000 Building $168,414 |
| 2024 | $2,427.00 | ||
| 2023 | $36,439 | ||
| 2022 | $191,786 Land $50,000 Building $141,786 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Brightspeed, Wisper ISP.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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