607 Saltspray Cir, Corolla, NC 27927 Property Records

Currituck County property record for 607 Saltspray Cir, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,349 sqft · built 1986
Lot Size	0.14 acres (6,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$688,000 (Feb 2026)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9944-15-7217`

Property Details

APN / Parcel Number

Primary APN	`9944-15-7217`
Alternative APNs	`126A000003B000F` `000163981` `9944-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,349 sqft Living Area
Basement Area	100 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	6,115 sqft (0.14 acres)
Lot Depth	9 ft Depth

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000163981
Street Address	607 SALTSPRAY CIR
City	COROLLA
State	NC
Zip	27927-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 3B SECT F OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	3B
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5340 GLENVIEW CT, CHARLOTTESVILLE, VA 22903-7352
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 12, 2022	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	2026400912
Deed Book / Page	1843 / 465
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 20, 2026
Property Address	607 SALTSPRAY CIR, COROLLA, NC 27927-9400
Document Number	0018430465
Book / Page	1843 / 465
Map Reference	MB 6 PG 54
Instrument Date	Feb 20, 2026
Instrument	400912
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 HARDINGS TRACE LN, HENRICO, VA 23233-7001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5340 GLENVIEW CT, CHARLOTTESVILLE, VA 22903-7352

Mortgage

Document Number	0000400913
Date	Feb 20, 2026
Instrument	400913

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 12, 2022
Property Address	607 SALTSPRAY CIR, COROLLA, NC 27927-9400
Document Number	0016940251
Book / Page	1694 / 251
Map Reference	MB 6 PG 54
Instrument Date	Apr 19, 2022
Instrument	375818
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 MARTINS POINT RD, KITTY HAWK, NC 27949-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4707 W FRANKLIN ST, RICHMOND, VA 23226-1215

Mortgage

Document Number	0016940255
Date	May 12, 2022
Book Page	1694/255
Instrument	375819

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (+0.22%)	$325,800 (-) Land $190,000 Building $135,800
2024	$4,032.00 (+7.72%)	$325,800 (-) Land $190,000 Building $135,800
2023	$3,743.00 (+28.14%)	$325,800 (-) Land $190,000 Building $135,800	$325,800 (-) Land $190,000 Building $135,800
2022	$2,921.00	$325,800 Land $190,000 Building $135,800	$325,800 (-) Land $190,000 Building $135,800
2021			$325,800 Land $190,000 Building $135,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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