607 S Lock St, Waverly, OH 45690 Property Records

Pike County property record for 607 S Lock St, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 640 sqft · built 1951
Lot Size	0.244 acres (10,642 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (May 2016)
Tax Bill	$899 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-130900.0000`

Property Details

APN / Parcel Number

Primary APN	`18-130900.0000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	640 sqft
Attic	Attic
Attic Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	160 sqft
Flooring	Wood
Interior Walls	Unfinished

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	10,642 sqft (0.244 acres)
Lot Dimensions	190 ft deep x 56 ft wide
Porch	Porch
Porch Area	372 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	607 S LOCK ST
City	WAVERLY
State	OH
Zip	45690-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHOLE & S 1/2 ALLEY LOT 25 324/1574
Legal Subdivision	JAMES EMMITTTS FIRST ADDITION
Legal Lot Number	25
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1014
Census Tract	952400

Owner

607 S Lock St is owned by an individual who bought it in May 2016.

Source: Pike County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	407 WALNUT ST, WAVERLY, OH 45690-1162
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ATOMIC CREDIT UNION
Dec 30, 2025	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on File
Deed Sale	May 6, 2016 · Amount on File
Deed Document Number	20161278
Deed Book / Page	324 / 1574
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Jul 29, 2026
Property Address	607 S LOCK ST, WAVERLY, OH 45690-1620
Document Number	0000002290
Book / Page	420 / 705
Instrument Date	Jun 22, 2026
Instrument	20262290
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,249.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

Mortgage

Document Number	0000002291,
Date	Jul 29, 2026
Instrument	20262291

Lender

Name	ATOMIC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.81%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	PIKE OH
Recording Date	Dec 30, 2025
Property Address	607 S LOCK ST, WAVERLY, OH 45690-1620
Document Number	00413/1285
Book / Page	413 / 1285
Map Reference	VOL 161 PG 580
Instrument Date	Nov 6, 2025
Instrument	2025-3633
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WALNUT ST, WAVERLY, OH 45690-1162
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 607 S Lock St was $899, down 20.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Municipality	Waverly Village
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$899.00 (-20.3%)	$23,840 (-23.25%) Land $9,170 Building $14,670
2024	$1,128.00 (+0.09%)	$31,060 (-) Land $9,170 Building $21,890
2023	$1,127.00 (+6.12%)	$31,060 (+28.29%) Land $9,170 Building $21,890	$68,130 Land $26,210 Building $41,920
2022	$1,062.00	$24,210 Land $7,090 Building $17,120
2020			$69,160 Land $20,260 Building $48,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 S Lock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 S Lock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY CITY PWS serves 4,433 people · EPA ID OH6600912
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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