607 Ridgewood Rd, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 607 Ridgewood Rd, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,467 sqft · built 1937
Lot Size	0.172 acres (7,488 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Apr 2018)
Tax Bill	$28,774 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00010-02-00164`

Property Details

APN / Parcel Number

Primary APN	`11-00010-02-00164`
Alternative APNs	`1100010000200164` `05326`

Interior

Stories	2 Stories
Building Area	2,467 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	7,488 sqft (0.172 acres)
Lot Dimensions	107 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	05326
Street Address	607 RIDGEWOOD RD
City	MAPLEWOOD
State	NJ
Zip	07040-2171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	70X107
Legal Block	10.2
Legal Lot Number	164
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2006
Census Tract	19900

Owner

607 Ridgewood Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 11, 2018	Grant Deed, Transfer FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Prior Sale	Jul 18, 2003 · Amount on File
Deed Document Number	201830966
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	607 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2171
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021075529
Date	Jun 17, 2021
Instrument	2021075529

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 11, 2018
Property Address	607 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2171
Document Number	0000030966
Instrument Date	Mar 28, 2018
Instrument	30966
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 RIDGEWOOD RD MAPLEWOOD NJ 070402171, MAPLEWOOD, NJ 07040-2171

Mortgage

Document Number	30967
Date	Apr 11, 2018
Instrument	30967

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 607 Ridgewood Rd was $28,774, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,198,400 (-) Land $532,900 Building $665,500	$1,198,400 (-) Land $532,900 Building $665,500
2025	$28,774.00 (+3.81%)	$1,198,400 Land $532,900 Building $665,500	$1,198,400 Land $532,900 Building $665,500
2024	$27,718.00
2023		$699,000 Land $357,900 Building $341,100	$699,000 Land $357,900 Building $341,100
2022	$24,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Ridgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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