607 Powell Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 607 Powell Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 2016
Lot Size	0.115 acres (4,999 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2020)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-7083-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7083-5`
Alternative APNs	`06-1S-22-2100-0009-0040` `22S106210000090040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,243 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	4,999 sqft (0.115 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	419 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	607 POWELL DR
City	NICEVILLE
State	FL
Zip	32578-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL S/D NICEVILLE LOT 4 BLK 9
Legal Range	22W
Legal Township	01S
Legal Section	06
Legal Subdivision	POWELL S/D
Legal Block	9
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1036
Census Tract	21101

Owner

607 Powell Dr is owned and occupied by an individual who acquired it in July 2023.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	607 POWELL DR, NICEVILLE, FL 32578-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 7, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC
Apr 13, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Document Number	20203375400
Deed Book / Page	3477 / 2343
Last Transfer Date	Jul 20, 2023
Transfer Doc	0036904211
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	607 POWELL DR, NICEVILLE, FL 32578-2038
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 POWELL DR, NICEVILLE, FL 32578-2038

Mortgage

Document Number	0003652537
Date	Oct 17, 2023
Instrument	3652537

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Aug 1, 2050

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Sep 7, 2023
Property Address	607 POWELL DR, NICEVILLE, FL 32578-2038
Document Number	0036904211
Book / Page	3690 / 4211
Map Reference	MB 1 PG 96
Instrument Date	Jul 20, 2023
Instrument	3645839
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 ALLEY LN, NICEVILLE, FL 32578-8352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 POWELL DR, NICEVILLE, FL 32578-2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	607 POWELL DR, NICEVILLE, FL 32578-2038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034623748
Date	May 18, 2020
Book Page	3462/3748
Instrument	3358887

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 23, 2020
Property Address	607 POWELL DR, NICEVILLE, FL 32578-2038
Document Number	0034772343
Book / Page	3477 / 2343
Map Reference	MB 1 PG 96
Instrument Date	Jul 15, 2020
Instrument	3375400
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9566 DESERT LILY CIR, 9566, COLORADO SPRINGS, CO 80925-1175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 POWELL DR, NICEVILLE, FL 32578-2038

Mortgage

Document Number	0034772345
Date	Jul 23, 2020
Instrument	3477/2345

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 13, 2017
Property Address	607 POWELL DR, NICEVILLE, FL 32578-2038
Document Number	0032952038
Book / Page	003295 / 002038
Instrument Date	Apr 12, 2017
Instrument	3129037
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	219 SOUTHVIEW DR CRESTVIEW FL 325365243, CRESTVIEW, FL 32536-5243

Mortgage

Document Number	32952039
Date	Apr 13, 2017
Book Page	003295/002039
Instrument	3129038

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 607 Powell Dr was $2,246.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00	$204,293	$248,145 Land $37,386 Building $210,759
2023	$2,039.00 (+5.1%) Homeowner's exemption	$192,752 (+3%)	$241,955 (+6.17%) Land $31,556 Building $210,399
2022	$1,940.00 Homeowner's exemption	$187,138	$227,901 Land $30,054 Building $197,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Powell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Powell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Spectrum.

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