Monroe County property record for 607 Poplar St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1957 |
| Lot Size | 0.18 acres (7,629 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,382 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-181-012-000 |
| Primary APN | 07-25-181-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 7,629 sqft (0.18 acres) |
| Lot Dimensions | 115 ft deep x 66 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 607 POPLAR ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WB3 |
| Legal Description | LOT 44R |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 44R |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-181-012-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 POPLAR ST, WATERLOO, IL 62298-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| May 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 607 POPLAR ST, WATERLOO, IL 62298-1348 |
| Document Number | 0000443055 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 2026443055 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 607 POPLAR ST, WATERLOO, IL 62298-1348 |
| Document Number | 0000443055, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026443055 |
| Name | STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 607 POPLAR ST, WATERLOO, IL 62298-1348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000422592 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 422592 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 607 POPLAR ST, WATERLOO, IL 62298-1348 |
| Document Number | 0000390028 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 607 POPLAR ST WATERLOO IL 622981348, WATERLOO, IL 62298-1348 |
| Document Number | 0000390028 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 390028 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.18% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,100 (+24.91%) Land $16,070 Building $37,030 | $159,300 (+24.91%) Land $48,210 Building $111,090 | |
| 2024 | $1,382.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $42,510 Land $14,980 Building $27,530 | $127,530 Land $44,940 Building $82,590 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Wisper ISP.
Based on FCC filings for 458 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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