Monmouth County and Spring Lake Heights Borough property record for 607 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1929 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Dec 2019) |
| Tax Bill | $10,153 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00020-0000-00014 |
| Primary APN | 48-00020-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Upper Floors Area | 560 sqft |
| Basement Area | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,699 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02630 |
|---|---|
| Street Address | 607 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/SPGS LAKE HEIGHTS |
| Legal Block | 20 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 808901 |
607 Ocean Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 OCEAN RD, SPRING LAKE, NJ 07762-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Dec 3, 2019 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on File |
| Deed Sale | Dec 3, 2019 · Amount on File |
| Deed Document Number | 2019114697 |
| Deed Book / Page | 9382 / 9080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 607 OCEAN RD, SPRING LAKE, NJ 07762-1842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096701394 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 9670/1394 |
| Instrument | 2023084825 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 17, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 607 OCEAN RD, SPRING LAKE, NJ 07762-1842 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | SMART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0095792186 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 9579/2186 |
| Instrument | 2022019319 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 44414 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 607 OCEAN RD, SPRING LAKE, NJ 07762-1842 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 607 OCEAN RD, SPRING LAKE, NJ 07762-1842 |
| Document Number | 0094948556 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 9494/8556 |
| Instrument | 2021048421 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 3, 2019 |
| Property Address | 607 OCEAN RD, SPRING LAKE, NJ 07762-1842 |
| Document Number | 0000114697 |
| Book / Page | 009382 / 009080 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 114697 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 607 OCEAN RD SPRING LAKE NJ 077621842, SPRING LAKE, NJ 07762-1842 |
| Document Number | 114698 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 009382/009098 |
| Instrument | 114698 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
The 2025 property tax bill for 607 Ocean Rd was $10,153, up 1.6% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,521,200 (+53.42%) Land $790,000 Building $731,200 | $1,521,200 (+53.42%) Land $790,000 Building $731,200 | |
| 2025 | $10,153.00 (+1.56%) | $991,500 Land $641,500 Building $350,000 | $991,500 Land $641,500 Building $350,000 |
| 2024 | $9,997.00 | ||
| 2023 | $882,500 Land $556,900 Building $325,600 | $882,500 Land $556,900 Building $325,600 | |
| 2022 | $9,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Ocean Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Ocean Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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