Miami-Dade County property record for 607 Ocean Dr, Apt 10J, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,496 sqft · built 1969 |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Sep 2025) |
| Tax Bill | $19,867 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-032-1050 |
| Primary APN | 24-5205-032-1050 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 40 Units |
| Building Area | 1,496 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 607 OCEAN DR, 10J |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2320 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 4900 |
| Legal Description | SANDS OF KEY BISCAYNE CONDO UNIT 10-J TENTH FLOOR UNDIV 0.742 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 14698-2731-2733 0990 5 COC 26428-4207 26428-4210 0308 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | SANDS OF KEY BISCAYNE CONDO |
| Legal Block | 1 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4607 |
607 Ocean Dr, Apt 10J is owned and occupied by two individuals who bought it in September 2025.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 OCEAN DR, 10J, KEY BISCAYNE, FL 33149-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Jun 13, 2008 |
| Deed Document Number | 2025725556 |
| Deed Book / Page | 34954 / 4186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Sep 24, 2025 |
| Property Address | 607 OCEAN DR APT 10J, 10J, KEY BISCAYNE, FL 33149-2320 |
| Document Number | 0000725556 |
| Book / Page | 34954 / 4186 |
| Map Reference | MB 6567 PG 690 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025R0725556 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3006 AVIATION AVE # AVE2A, AVE2A, COCONUT GROVE, FL 33133-3863 |
| Name | Verified Name |
|---|---|
| Address | 607 OCEAN DR APT 10J, 10J, KEY BISCAYNE, FL 33149-2320 |
| Document Number | 0000004190 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 34954/4190 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.67% |
| Type Change Date | Oct 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
The 2025 property tax bill for 607 Ocean Dr, Apt 10J was $19,867, up 13.8% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,867.00 (+13.82%) | $1,154,149 (-3.2%) | $1,430,765 (+2%) |
| 2024 | $17,455.00 (+3.55%) | $1,192,304 (-) | $1,192,304 (-) |
| 2023 | $16,856.00 (+14.19%) | $1,192,304 (+21%) | $1,192,304 (+21%) |
| 2022 | $14,761.00 | $985,375 | $985,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Ocean Dr, Apt 10J in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured incl. 1,383 condo units |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Ocean Dr, Apt 10J is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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