607 N Post Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 607 N Post Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1961
Lot Size	0.409 acres (17,820 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Sep 2021)
Tax Bill	$1,005 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24259`

Property Details

APN / Parcel Number

Primary APN	`24259`
Alternative APN	`1342613`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,066 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	17,820 sqft (0.409 acres)
Lot Dimensions	198 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1342613
Street Address	607 N POST RD
City	SHELBY
State	NC
Zip	28150-4965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#26 & PT 27 BLK F ELIZ VI PB 8-40
Legal Subdivision	ELIZABETH VILLAGE
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2018
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	909 GREENTREE DR, CHARLOTTE, NC 28211-2733
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit CARTER BANK AND TRUST
Sep 10, 2021	Warranty Deed, Transfer · Line of Credit BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	2021200061003
Deed Book / Page	1851 / 1096
Prior Transfer Date	Jan 3, 2008
Prior Transfer Doc	1541002484
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jun 11, 2026
Property Address	607 N POST RD, SHELBY, NC 28150-4965
Document Number	0200129549
Book / Page	1976 / 1701
Instrument Date	Jun 10, 2026
Instrument	2026200129549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	909 GREENTREE DR, CHARLOTTE, NC 28211-2733
Investor	Possibly a Property Investor

Mortgage

Document Number	0200129549,
Date	Jun 11, 2026
Book Page	1976/1701
Instrument	2026200129549

Lender

Name	CARTER BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 10, 2021
Property Address	607 N POST RD, SHELBY, NC 28150-4965
Document Number	0018511096
Book / Page	1851 / 1096
Map Reference	MB 8 PG 40
Instrument Date	Sep 10, 2021
Instrument	200061003
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 GREENTREE DR, CHARLOTTE, NC 28211-2733

Mortgage

Document Number	18511099
Date	Sep 10, 2021
Instrument	1851/1099

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,005.00 (+4.69%)	$96,530 (-) Land $9,990 Building $86,540	$96,530 (-) Land $9,990 Building $86,540
2025	$960.00	$96,530 (+123.01%) Land $9,990 Building $86,540	$96,530 (+123.01%) Land $9,990 Building $86,540
2023		$43,285 Land $7,992 Building $35,293	$43,285 Land $7,992 Building $35,293

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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