607 N Phillips St, Seaford, DE 19973 Property Records

Sussex County property record for 607 N Phillips St, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,145 sqft · built 1953
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2026)
Tax Bill	$810 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`531-13.06-4.00`

Property Details

APN / Parcel Number

Primary APN	`531-13.06-4.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	607 N PHILLIPS ST
City	SEAFORD
State	DE
Zip	19973-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SEAFORD MANOR LOT 88
Legal Subdivision	SEAFORD
Legal Phase	2
Legal Lot Number	88
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2022
Census Tract	50405

Owner

607 N Phillips St is owned and occupied by an individual who bought it in May 2026.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	607 N PHILLIPS ST, SEAFORD, DE 19973-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK
May 29, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Jun 6, 2003 · Amount on File
Deed Document Number	202620054
Deed Book / Page	6513 / 68
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 29, 2026
Property Address	607 N PHILLIPS ST, SEAFORD, DE 19973-2309
Document Number	0000020054
Book / Page	6513 / 68
Instrument Date	May 26, 2026
Instrument	202620054
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	607 N PHILLIPS ST, SEAFORD, DE 19973-2309

Mortgage

Document Number	0000020055,
Date	May 29, 2026
Instrument	202620055

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000020056,
Date	May 29, 2026
Book Page	24060/140
Instrument	202620056

Lender

Name	DELAWARE STATE HOUSING AUTHORITY

Agreement

Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 29, 2026
Property Address	607 N PHILLIPS ST, SEAFORD, DE 19973-2309
Document Number	0065130068
Book / Page	6513 / 68
Instrument Date	May 26, 2026
Instrument	202620054
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	607 N PHILLIPS ST, SEAFORD, DE 19973-2309

Mortgage

Document Number	0000020055,
Date	May 29, 2026
Instrument	202620055

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000020056,
Date	May 29, 2026
Book Page	24060/140
Instrument	202620056

Lender

Name	DELAWARE STATE

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 607 N Phillips St was $810, up 6.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Seaford City
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$810.00 (+6.58%)	$9,850 (-) Land $1,800 Building $8,050	$215,000 (-) Land $45,500 Building $169,500
2025	$760.00	$9,850 Land $1,800 Building $8,050	$215,000 Land $45,500 Building $169,500
2023	$492.00	$9,850 Land $1,800 Building $8,050	$19,700 Land $3,600 Building $16,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 607 N Phillips St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 N Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEAFORD WATER DEPARTMENT serves 6,699 people · EPA ID DE0000246
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on N Phillips St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures