607 N Oak St, Stover, MO 65078 Property Records

Morgan County property record for 607 N Oak St, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	767 sqft · built 1945
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Last Sale	$128,326 (Dec 2024)
Tax Bill	$312 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-35-300-004-003.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-35-300-004-003.000`

Interior

Building Area	767 sqft Living Area
1st Floor Area	767 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	210 ft deep x 95 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	607 N OAK ST
City	STOVER
State	MO
Zip	65078-0808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 32 (EX N 10) HUGHES ADD TO STOVER 95 X 210
Legal Range	19
Legal Township	43
Legal Section	35
Legal Subdivision	HUGHES ADD
Legal Block	3
Legal Lot Number	32
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	3
Census Block	3025
Census Tract	470200

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 N OAK ST, STOVER, MO 65078-0841
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF ELDON
Dec 6, 2024	Warranty Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE ASSOCIATES CORP
Jul 21, 2022	Intrafamily Transfer, Transfer
Dec 3, 2020	Beneficiary Deed, Transfer
Dec 1, 2020	Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF ELDON
Oct 1, 2020	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Jul 21, 2022
Deed Document Number	20245553
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0202204201
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	607 N OAK ST, STOVER, MO 65078-0808
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002948
Date	Jun 17, 2020
Instrument	202002948

Lender

Name	CITIZENS BANK OF ELDON
Type	Bank
Address	ELDON, MO 65026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2030

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Dec 6, 2024
Property Address	607 N OAK ST, STOVER, MO 65078-0808
Document Number	0202405553
Map Reference	MB 1835 PG 35
Instrument Date	Dec 6, 2024
Instrument	202405553
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	HUBBARD KAVANAUGH TTL GUARAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 N OAK ST, STOVER, MO 65078-0808

Mortgage

Document Number	0202405554
Date	Dec 6, 2024
Instrument	202405554

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN MO
Recording Date	Jul 21, 2022
Property Address	607 N OAK ST, STOVER, MO 65078-0808
Document Number	0202204201
Map Reference	MB 1835 PG 35
Instrument Date	Jul 20, 2022
Instrument	202204201
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 N OAK ST, STOVER, MO 65078-0808

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MORGAN MO
Recording Date	Dec 3, 2020
Property Address	607 N OAK ST, STOVER, MO 65078-0808
Document Number	0202007040
Map Reference	MB 1835 PG 35
Instrument Date	Nov 30, 2020
Instrument	202007040
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Dec 1, 2020
Property Address	607 N OAK ST, STOVER, MO 65078-0808
Document Number	0202006961
Map Reference	MB 1835 PG 35
Instrument Date	Nov 30, 2020
Instrument	202006961
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 N OAK ST, STOVER, MO 65078-0808

Mortgage

Document Number	0202006962
Date	Dec 1, 2020
Instrument	202006962

Lender

Name	CITIZENS BANK OF ELDON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MORGAN MO
Recording Date	Oct 1, 2020
Property Address	607 N OAK ST, STOVER, MO 65078-0808
Document Number	0202005584
Map Reference	MB 1835 PG 35
Instrument Date	May 1, 2020
Instrument	202005584
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 3RD ST, STOVER, MO 65078-0939

Mortgage

Date	Oct 1, 2020

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	61 Months
Due	Nov 12, 2025

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Municipality	Stover City
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,380 (-) Land $1,159 Building $5,221	$33,600 (-) Land $6,100 Building $27,500
2025	$312.00 (+9.09%)	$6,380 (+11.15%) Land $1,159 Building $5,221	$33,600 (-) Land $6,100 Building $27,500
2024	$286.00 (-1.04%)		$33,600 (+11.26%) Land $6,100 Building $27,500
2023	$289.00	$5,740
2022	$289.00 (+24.03%)		$30,200 Land $5,400 Building $24,800
2011	$233.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOVER PWS serves 1,094 people · EPA ID MO3010767
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on N Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures