607 N Oak St, Bloomington, IL 61701 Property Records

McLean County property record for 607 N Oak St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,251 sqft · built 1910
Lot Size	0.085 acres (3,700 sqft)
Owner	Company Name on File
Tax Bill	$2,538 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-153-003`

Property Details

APN / Parcel Number

Primary APN	`21-04-153-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	1,379 sqft
1st Floor Area	841 sqft
Attic	Attic
Attic Area	220 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	3,700 sqft (0.085 acres)
Lot Dimensions	112 ft deep x 33 ft wide
View / Lot	Lake Front
Porch	Enclosed Frame Porch
Deck Area	63 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	607 N OAK ST
City	BLOOMINGTON
State	IL
Zip	61701-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GAP3
Legal Description	ALLIN, GRIDLEY 7 PRICKETTS ADD N1/2 LOT 6 BLK 20
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ALLIN, GRIDLEY 7 PRICKETTS ADD
Legal Block	20
Legal Lot Number	6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3001
Census Tract	1600

Owner

607 N Oak St, a single family home, is owned by a company.

Source: McLean County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	14 WATERGATE DR, SOUTH BARRINGTON, IL 60010-9561
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage DOMINION FINANCIAL SERVICES LLC
Dec 14, 2023	Administrator's Deed, Transfer · USDA Mortgage REHAB FINANCIAL GROUP LP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	607 N OAK ST, BLOOMINGTON, IL 61701-2865
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	ILLINOIS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400005013
Date	Apr 25, 2024
Instrument	2024-00005013

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 14, 2023
Property Address	607 N OAK ST, BLOOMINGTON, IL 61701-2865
Document Number	202300017154
Instrument Date	Dec 11, 2023
Instrument	2023-00017154
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$62.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WATERGATE DR, SOUTH BARRINGTON, IL 60010-9561

Mortgage

Document Number	202300017155
Date	Dec 14, 2023
Instrument	2023-00017155

Lender

Name	REHAB FINANCIAL GROUP LP

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 11, 2024

Interest

Change Frequency	7 Years

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,956 Land $6,774 Building $27,182	$101,868 Land $20,322 Building $81,546
2024	$2,538.00 (+253.48%)
2023	$718.00 (-1.64%)	$26,522 (+2.62%) Land $5,291 Building $21,231	$79,566 (+2.62%) Land $15,873 Building $63,693
2022	$730.00	$25,845 Land $5,156 Building $20,689	$77,535 Land $15,468 Building $62,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 N Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 607 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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