Madison County property record for 607 Maple Ridge Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,892 sqft |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jun 2020) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Dec 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0053-0035-0055 |
| Primary APN | 0053-0035-0055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Attached |
| Garage Area | 521 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 75186 |
|---|---|
| Street Address | 607 MAPLE RIDGE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD LOT 55 |
| Legal Subdivision | WATERFORD PLACE |
| Legal Phase | 5 |
| Legal Lot Number | 55 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10104 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2018 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK COMMUNITY FCU |
| Jun 12, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST SOUTHERN NATIONAL BANK |
| Jun 1, 2020 | Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Jul 30, 2018 | Deed, Transfer · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Jun 16, 2017 | Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Document Number | 2014012989 |
| Deed Book / Page | D00788 / 447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01812/733 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | M01812/733 |
| Instrument | 2013978404 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jun 14, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M02000/211 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | M02000/211 |
| Instrument | 2014025047 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01868/401 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | M01868/401 |
| Instrument | 2013993926 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, KY 40444 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 31, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 1, 2020 |
| Property Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Document Number | D00788/447 |
| Book / Page | D00788 / 447 |
| Map Reference | MB P20 PG 111 |
| Instrument Date | May 22, 2020 |
| Instrument | 2014012989 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 MAPLE RIDGE DR, 607, RICHMOND, KY 40475-8907 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 136 KENSINGTON PL, RICHMOND, KY 40475-8049 |
| Document Number | 2014012990 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2014012990 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 30, 2018 |
| Property Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Document Number | D00762/455 |
| Book / Page | D00762 / 455 |
| Map Reference | CAB20 SL111 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 2013979443 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 MAPLE RIDGE DR, 607, RICHMOND, KY 40475-8907 |
| Name | Verified Name |
|---|---|
| Address | 166 LO0NG BRANCH DR, LANCASTER, KY 40444 |
| Document Number | 2013979444 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2013979444 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 25, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 16, 2017 |
| Property Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Document Number | D00746/212 |
| Book / Page | D00746 / 212 |
| Map Reference | CAB20 SL111 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 2013960164 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 WACO HTS, 119, WACO, KY 40385-9762 |
| Name | Verified Name |
|---|---|
| Address | 607 MAPLE RIDGE DR, RICHMOND, KY 40475-8907 |
| Document Number | 2013960165 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2013960165 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (-2.77%) Additional exemption filed | $335,000 (-) | $335,000 (-) |
| 2023 | $3,249.00 | $335,000 | $335,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2014–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures