Bay County property record for 607 Maple Ave, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Dec 2025) |
| Tax Bill | $310 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22746-010-000 |
| Primary APN | 22746-010-000 |
|---|
| Lot Area | 9,104 sqft (0.209 acres) |
|---|---|
| Lot Dimensions | 145 ft deep x 63 ft wide |
| Street Address | 607 MAPLE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4346 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC03 |
| Legal Description | EMMONS ADD BEG 50 N OF SE COR LOT 7 FOR POB TH N63 W 145 S63 E 145 TO POB BLK 3 ORB 1807 P 1488 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | EMMONS ADD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 1700 |
607 Maple Ave, vacant land, is owned and occupied by an individual who bought it in December 2025.
Source: Bay County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 MAPLE AVE, PANAMA CITY, FL 32401-4346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK |
| Dec 12, 2025 | Warranty Deed, Subdivision Related Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Prior Sale | Aug 25, 2025 · Amount on File |
| Deed Document Number | 202572874 |
| Deed Book / Page | 4983 / 1041 |
| Prior Transfer Date | Oct 22, 2024 |
| Prior Transfer Doc | 0048520822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 607 MAPLE AVE, PANAMA CITY, FL 32401-4346 |
| Document Number | 0000026081 |
| Book / Page | 5029 / 2048 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202626081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 607 MAPLE AVE, PANAMA CITY, FL 32401-4346 |
| Document Number | 0000026081, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 5029/2048 |
| Instrument | 202626081 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 607 MAPLE AVE, PANAMA CITY, FL 32401-4346 |
| Document Number | 0049831041 |
| Book / Page | 4983 / 1041 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025072874 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $322.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1310 DRAKE AVE, PANAMA CITY, FL 32401-1303 |
| Name | Verified Name |
|---|---|
| Address | RUA SUICA 807, 807, BRAZIL XX |
The 2025 property tax bill for 607 Maple Ave was $310, up 23% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $310.00 (+23.02%) | $18,087 (+13.73%) Land $18,087 | $18,087 (+13.73%) Land $18,087 |
| 2024 | $252.00 (-37.78%) | $15,904 (+13.33%) Land $15,904 | $15,904 (+13.33%) Land $15,904 |
| 2023 | $405.00 (+6.86%) | $14,033 (+17.81%) Land $14,033 | $14,033 (+17.81%) Land $14,033 |
| 2022 | $379.00 | $11,912 Land $11,912 | $11,912 Land $11,912 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 607 Maple Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Maple Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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