607 Lynch St, Gainesville, TX 76240 Property Records

Cooke County property record for 607 Lynch St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,191 sqft · built 1940
Lot Size0.215 acres (9,344 sqft)
OwnerIndividual Name on Record
Last Sale$66,300 (Aug 2021)
Tax Bill$3,114 (2026)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2475-002-00009

Property Details

APN / Parcel Number

Primary APN2475-002-00009
Alternative APN
  • 2602

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,191 sqft Living Area
Gross Area1,526 sqft
1st Floor Area1,191 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area9,344 sqft (0.215 acres)
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2475-002-00009
Street Address607 LYNCH ST
CityGAINESVILLE
StateTX
Zip76240-2128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCH ADDN; BLOCK 2; LOT 9
Legal SubdivisionLYNCH ADDN
Legal Block2
Legal Lot Number9
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2007
Census Tract500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address607 LYNCH ST, GAINESVILLE, TX 76240-2128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Deed Document Number20216587
Deed Book / Page2438 / 646
Prior Transfer DateJul 30, 2021
Prior Transfer Doc2438/646
Record UpdatedOct 29, 2026

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateAug 2, 2021
Property Address607 LYNCH ST, GAINESVILLE, TX 76240-2128
Document Number2438/646
Book / Page2438 / 646
Map ReferenceCAB B SL 107
Instrument DateJul 30, 2021
Instrument2021-06587
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 22, LINDSAY, TX 76250-0022

Mortgage

Document Number202106588
DateAug 2, 2021
Instrument2021-06588
Lender
NamePROSPERITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,114.00 (+104.2%) Homeowner's exemption$148,827 (+6.74%) Land $34,296 Building $114,531$148,827 (+6.74%) Land $34,296 Building $114,531
2025$1,525.00 (-8.08%) Homeowner's exemption$139,431 (+15.44%) Land $34,296 Building $105,135$139,431 (+15.44%) Land $34,296 Building $105,135
2024$1,659.00 (-20.01%)
2023$120,784 Land $34,296 Building $86,488$120,784 Land $34,296 Building $86,488
2022$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1989–2007)
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: AT&T, Element8.

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