607 Kentucky Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 607 Kentucky Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1979
Square Footage	1,248 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2014)
Tax Bill	$924.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0044-0220`
Alternative APNs	`263001000100440220` `76905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
Gross Area	1,448 sqft Gross Area
1st Floor	1,140 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1979
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	11,238 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	216 sqft Garage
Shed	1 Shed
Shed Area	160 sqft Shed
Porch Area	308 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	607 KENTUCKY AVE
City	SAINT CLOUD
State	FL
Zip	34769-2823
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 44 LOTS 22, 23 & 24 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	44
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1025
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0044-0220

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 KENTUCKY AVE, SAINT CLOUD, FL 34769-2823
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2014 · Amount on Record
Deed Sale	Sep 16, 2014 · Amount on Record
Prior Sale	Jul 24, 2009
Deed Doc Number	2014135982
Deed Book / Page	4666 / 1608
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 08, 2026
Property Address	607 KENTUCKY AVE, SAINT CLOUD, FL 34769-2823
Document Number	0000089318
Book / Page	7000 / 2383
Instrument Date	Jun 29, 2026
Instrument	202689318
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 KENTUCKY AVE, SAINT CLOUD, FL 34769-2823

Mortgage

Document Number	0000089318,
Date	Jul 08, 2026
Book Page	7000/2383
Instrument	202689318

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (+14.5%) Homeowner's exemption	$94,525 (+8.69%)	$191,900 (+13.89%) Land $55,000 Building $136,900
2023	$807.00 (+5.91%) Homeowner's exemption	$86,970 (+3%)	$168,500 (+15.65%) Land $50,000 Building $118,500
2022	$762.00 Homeowner's exemption	$84,437	$145,700 Land $45,000 Building $100,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.