Frederick County property record for 607 Humberson Ln, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,144 sqft · built 1998 |
| Lot Size | 0.17 acres (7,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Aug 2017) |
| Tax Bill | $6,110 (2023) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2017 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-190176 |
| Primary APN | 02-190176 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Total Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,431 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 350 sqft |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Patio Area | 596 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 190176 |
|---|---|
| Old Parcel Number | 2190176 |
| Street Address | 607 HUMBERSON LN |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 137 SEC 1 PLAT 2 7431 SQ. FT. EMERALD FARM |
| Legal Subdivision | EMERALD FARM |
| Legal Lot Number | 137 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 750506 |
607 Humberson Ln is owned and occupied by an individual who bought it in August 2017.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 607 HUMBERSON LN, FREDERICK, MD 21703-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 9, 2017 | Deed, Transfer · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on File |
| Deed Sale | Aug 9, 2017 · Amount on File |
| Prior Sale | Feb 21, 2014 · Amount on File |
| Deed Document Number | 0011969238 |
| Deed Book / Page | 11969 / 238 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 607 HUMBERSON LN, FREDERICK, MD 21703-2222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 607 HUMBERSON LN, FREDERICK, MD 21703-2222 |
| Document Number | 0159320004 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 15932/4 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 9, 2017 |
| Property Address | 607 HUMBERSON LN, FREDERICK, MD 21703-2222 |
| Document Number | 0119690238 |
| Book / Page | 11969 / 0238 |
| Map Reference | LB2404 FO1230 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 11969-0238 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | EXPRESS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 MOORE SPRING CT, 1307, BRUNSWICK, MD 21716-9704 |
| Name | Verified Name |
|---|---|
| Address | 607 HUMBERSON LN, FREDERICK, MD 21703-2222 |
| Document Number | 119690263 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 11969-0263 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0119690244 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 11969/0244 |
| Instrument | 11969-0244 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,110.00 Homeowner's exemption | $354,500 | $427,300 Land $102,400 Building $324,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Humberson Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Humberson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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