607 Holmes St, Gaffney, SC 29341 Property Records

Cherokee County property record for 607 Holmes St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,405 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Aug 2026)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Jan 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024219-23-3`

Property Details

APN / Parcel Number

Primary APN	`024219-23-3`
Alternative APNs	`0811400147000 60397689` `081-14-00-147.000` `024081223`

Interior

Stories	1 Story
Building Area	1,405 sqft Living Area

Exterior

Exterior Material	Siding
Lot Area	12,632 sqft (0.29 acres)
Porch	Slab

Location & Zoning

Street Address	607 HOLMES ST
City	GAFFNEY
State	SC
Zip	29341-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	607 HOLMES ST 0.29AC
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1017
Census Tract	970201

Owner

Source: Cherokee County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11677 CODDINGTON RIDGE DR, CHARLOTTE, NC 28214-1952
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Jan 28, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2024	Deed, Transfer
Feb 15, 2024	Warranty Deed, Transfer · Balloon Mortgage BLIZZARD ENTERPRISES SC LLC
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Jan 28, 2026 · Amount on Record
Deed Document Number	20264484
Deed Book / Page	202 / 362
Prior Transfer Date	May 16, 2025
Prior Transfer Doc	0001851597
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 10, 2026
Property Address	607 HOLMES ST, GAFFNEY, SC 29341-1722
Document Number	0000004484
Book / Page	202 / 362
Instrument Date	Aug 7, 2026
Instrument	20264484
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$18,382.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	11677 CODDINGTON RIDGE DR, CHARLOTTE, NC 28214-1952

Mortgage

Document Number	0000004485,
Date	Aug 10, 2026
Book Page	202/366
Instrument	20264485

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jan 28, 2026
Property Address	607 HOLMES ST, GAFFNEY, SC 29341-1722
Document Number	0001940030
Book / Page	194 / 30
Instrument Date	Jan 23, 2026
Instrument	2026-482
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 GLEN RD # 652, GARNER, NC 27529-7943

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 8, 2024
Property Address	607 HOLMES ST, GAFFNEY, SC 29341-1722
Document Number	0001690520
Book / Page	169 / 520
Instrument Date	Feb 2, 2024
Instrument	2024-648
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR STE 100, 100, IRVING, TX 75039-4314

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 15, 2024
Property Address	607 HOLMES ST, GAFFNEY, SC 29341-1722
Document Number	0001691142
Book / Page	169 / 1142
Instrument Date	Feb 2, 2024
Instrument	2024-784
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 REDMONT CT, SIMPSONVILLE, SC 29680-6463

Mortgage

Document Number	0002024785
Date	Feb 15, 2024
Instrument	2024-785

Lender

Name	BLIZZARD ENTERPRISES SC LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Apr 6, 2024

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	607 HOLMES ST, GAFFNEY, SC 29341-1722
Document Number	0000920584
Book / Page	000092 / 000584
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 HOLMES ST GAFFNEY SC 293411722, GAFFNEY, SC 29341-1722

Mortgage

Document Number	0000920584
Date	Feb 13, 2017
Book Page	000092/000584
Instrument	728

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2032

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+100.38%)	$7,690 (+91.29%) Land $1,500 Building $6,190	$128,200 (+91.34%) Land $25,000 Building $103,200
2023	$1,592.00 (+5.85%)	$4,020 (-) Land $480 Building $3,540	$67,000 (-) Land $8,000 Building $59,000
2022	$1,504.00	$4,020 Land $480 Building $3,540	$67,000 Land $8,000 Building $59,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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