607 Gem St, Winchester, TN 37398 Property Records

Franklin County property record for 607 Gem St, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,373 sqft · built 1933
Lot Size	0.449 acres (19,575 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Nov 2018)
Tax Bill	$577 (2022)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026075C J 01400`

Property Details

APN / Parcel Number

Primary APN	`026075C J 01400`
Alternative APN	`075C J 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,373 sqft Living Area
1st Floor Area	1,373 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,575 sqft (0.449 acres)
Lot Dimensions	145 ft deep x 135 ft wide
Garage Type	Carport
Garage Area	357 sqft
Carport	Carport
Carport Area	357 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	607 GEM ST
City	WINCHESTER
State	TN
Zip	37398-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: W04
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	3
Census Block	3019
Census Tract	960500

Owner

607 Gem St is owned and occupied by an individual who acquired it in June 2021.

Source: Franklin County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	607 GEM ST, WINCHESTER, TN 37398-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST VISION BANK OF TENNESSEE
Nov 21, 2018	Warranty Deed, Transfer · Conventional with PMI GEORGE M & SYBLE FORSYTHE
Apr 16, 2018	Grant Deed, Transfer ACCESS TITLE AND ESCROW INC
Feb 8, 2018	Quit Claim Deed, Transfer PREMIUM TITLE INC
Jan 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Apr 16, 2018 · Amount on File
Deed Document Number	20187387
Deed Book / Page	432 / 650
Last Transfer Date	Jun 8, 2021
Transfer Doc	0021005262
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Jun 14, 2021
Property Address	607 GEM ST, WINCHESTER, TN 37398-2073
Document Number	0021005262
Book / Page	D0455 / 423
Instrument Date	Jun 8, 2021
Instrument	21005262
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 GEM ST, WINCHESTER, TN 37398-2073

Mortgage

Document Number	0021005263
Date	Jun 14, 2021
Instrument	21005263

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 21, 2018
Property Address	607 GEM ST, WINCHESTER, TN 37398-2073
Document Number	0000007387
Book / Page	000432 / 000650
Instrument Date	Nov 21, 2018
Instrument	7387
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	607 GEM ST WINCHESTER TN 373982073, WINCHESTER, TN 37398-2073

Mortgage

Document Number	7388
Date	Nov 21, 2018
Book Page	001271/000728
Instrument	7388

Lender

Name	GEORGE M & SYBLE FORSYTHE
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2033

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 16, 2018
Property Address	607 GEM ST, WINCHESTER, TN 37398-2073
Document Number	0000002304
Book / Page	000427 / 000282
Instrument Date	Apr 13, 2018
Instrument	2304
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	ACCESS TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Tax	$86.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 CLINE RIDGE RD WINCHESTER TN 373983914, WINCHESTER, TN 37398-3914

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 8, 2018
Property Address	607 GEM ST, WINCHESTER, TN 37398-2073
Document Number	0000000793
Book / Page	000425 / 000694
Instrument Date	Feb 7, 2018
Instrument	793
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	PREMIUM TITLE INC

Transaction

Amount	Amount on Record
Tax	$67.16
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 19, 2017
Property Address	607 GEM ST, WINCHESTER, TN 37398-2073
Document Number	0000000342
Book / Page	000417 / 000321
Instrument Date	Jan 10, 2017
Instrument	342
Transaction Type	Foreclosure
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$211.64
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,900 Land $2,675 Building $20,225
2023		$22,900 Land $2,675 Building $20,225
2022	$577.00		$91,600 Land $10,700 Building $80,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 607 Gem St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Gem St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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