607 Fort Lamar Rd, Commerce, GA 30530 Property Records

Banks County property record for 607 Fort Lamar Rd, Commerce, GA 30530

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	3 bd
Lot Size	61.8 acres (2,692,444 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B81 045`

Property Details

APN / Parcel Number

Primary APN	`B81 045`
Alternative APN	`2231`

Interior

Bedrooms	3 Beds

Exterior

Construction Type	Frame
Lot Area	2,692,444 sqft (61.8 acres)
Garage Area	1,120 sqft

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Shed	1 Shed
Shed Area	768 sqft
Poultry House	16,000 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	2231
Street Address	607 FORT LAMAR RD
City	COMMERCE
State	GA
Zip	30530
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	ARR
Legal Description	PB 33-161 L&E PB 37-131
Legal Subdivision	00100-LOWER END 6500
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1034
Census Tract	970400

Owner

607 Fort Lamar Rd, private preserve, open space vacant land, is owned by two individuals who acquired it in March 2022.

Source: Banks County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 676, COMMERCE, GA 30529-0013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage AGGEORGIA FARM CREDIT
Aug 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022
Deed Sale	Mar 7, 2022
Deed Document Number	2022192
Deed Book / Page	524 / 653
Prior Transfer Date	Oct 22, 2013
Prior Transfer Doc	000395/229
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	607 FORT LAMAR RD, COMMERCE, GA 30530
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 FORT LAMAR RD, COMMERCE, GA 30530

Mortgage

Document Number	0000000507/0000000563
Date	Jul 6, 2021
Book Page	0000000507/0000000563

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Amount	Amount on Record
Term	132 Months
Due	Jan 1, 2032

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	607 FORT LAMAR RD, COMMERCE, GA 30530-7227
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FORT LAMAR RD, COMMERCE, GA 30530-7227

Mortgage

Document Number	0000000547/0000000843
Date	Aug 4, 2023
Book Page	0000000547/0000000843

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 6, 2022
Property Address	607 FORT LAMAR RD, COMMERCE, GA 30530-7227
Document Number	000524/653
Book / Page	524 / 653
Instrument Date	Jan 6, 2022
Instrument	2022-000192
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 512, COMMERCE, GA 30529-0011

Tax Assessment & Valuation

The 2025 property tax bill for 607 Fort Lamar Rd was $2,930, down 1% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (-0.98%)	$321,393 (+5.94%) Land $191,252 Building $130,141	$803,482 (+5.94%) Land $478,130 Building $325,352
2024	$2,959.00 (-1.1%) Additional exemption filed	$303,365 (+1.01%) Land $175,842 Building $127,523	$758,413 (+1.01%) Land $439,605 Building $318,808
2023	$2,992.00 (-3.73%) Additional exemption filed	$300,322 (-2.84%) Land $175,323 Building $124,999	$750,804 (-2.84%) Land $438,307 Building $312,497
2022	$3,108.00	$309,087 Land $183,221 Building $125,866	$772,719 Land $458,053 Building $314,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Fort Lamar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Fort Lamar Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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