607 Elder Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 607 Elder Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,296 sqft · built 1997
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Sep 2023)
Tax Bill	$9,846 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00512-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-00512-0000-00005`
Alternative APNs	`190051200005` `06002610` `544`

Interior

Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,966 sqft (0.114 acres)

Location & Zoning

Account Number	544
Street Address	607 ELDER AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	INGERSOLL HEIGHTS
Legal Block	512
Legal Lot Number	5
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3065
Census Tract	30600

Owner

Source: Warren County and Phillipsburg Town records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 ELDER AVE, PHILLIPSBURG, NJ 08865-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 5, 2019	Quit Claim Deed, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Dec 10, 2015 · Amount on Record
Deed Document Number	2023596738
Deed Book / Page	3373 / 95
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	2992/141
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 8, 2023
Property Address	607 ELDER AVE, PHILLIPSBURG, NJ 08865-1509
Document Number	0003373/95
Book / Page	3373 / 95
Instrument Date	Aug 31, 2023
Instrument	2023-596738
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1423 DA VINCI WAY, WINTER HAVEN, FL 33884-3806

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	607 ELDER AVE, PHILLIPSBURG, NJ 08865-1509

Mortgage

Document Number	2023596739
Date	Sep 8, 2023
Instrument	2023-596739

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	007511/301
Date	Sep 8, 2023
Book Page	7511/301
Instrument	2023-596740

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 6, 2028

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 5, 2019
Property Address	607 ELDER AVE, PHILLIPSBURG, NJ 08865-1509
Document Number	0000515750
Book / Page	002992 / 000141
Instrument Date	Aug 26, 2019
Instrument	515750
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	607 ELDER AVE PHILLIPSBURG NJ 088651509, PHILLIPSBURG, NJ 08865-1509

Mortgage

Document Number	515751
Date	Sep 5, 2019
Book Page	006750/000252
Instrument	515751

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,600 (-) Land $40,900 Building $169,700	$210,600 (-) Land $40,900 Building $169,700
2025	$9,846.00 (+2.86%)	$210,600 (+5.78%) Land $40,900 Building $169,700	$210,600 (+5.78%) Land $40,900 Building $169,700
2024	$9,572.00 (+15.91%)
2023		$199,100 (-) Land $40,900 Building $158,200	$199,100 (-) Land $40,900 Building $158,200
2022	$8,258.00 (+1.84%)	$199,100 Land $40,900 Building $158,200	$199,100 Land $40,900 Building $158,200
2021	$8,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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