607 E Townline St, Creston, IA 50801 Property Records

Union County property record for 607 E Townline St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,634 sqft · built 2000
Lot Size	0.394 acres (17,170 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2024)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0231354003`

Property Details

APN / Parcel Number

Primary APN	`0231354003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Basement Area	1,634 sqft
Finished Basement	1,375 sqft
Unfinished Basement	1,634 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,170 sqft (0.394 acres)
Lot Dimensions	170 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	607 E TOWNLINE ST
City	CRESTON
State	IA
Zip	50801-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE PARK SUB-DIV SECTION 1 BLK 3 LOT 2
Legal Subdivision	COLLEGE PARK SUBDIVISON
Legal Block	3
Legal Lot Number	2
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4002
Census Tract	190400

Owner

607 E Townline St is owned and occupied by two individuals who bought it in October 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 E TOWNLINE ST, CRESTON, IA 50801-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2024	Warranty Deed, Transfer · VA Mortgage IOWA BANKERS MORTGAGE CORP
Jan 30, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on File
Deed Sale	Oct 18, 2024 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	20241683
Deed Book / Page	1341 / 3
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	000999/153
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Oct 18, 2024
Property Address	607 E TOWNLINE ST, CRESTON, IA 50801-1211
Document Number	00001341/3
Book / Page	1341 / 3
Instrument Date	Oct 10, 2024
Instrument	2024-00001683
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 E TOWNLINE ST, CRESTON, IA 50801-1211

Mortgage

Document Number	202400001684
Date	Oct 18, 2024
Instrument	2024-00001684

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jan 30, 2017
Property Address	607 E TOWNLINE ST, CRESTON, IA 50801-1211
Document Number	001141/008
Book / Page	1141 / 008
Instrument Date	Jan 25, 2017
Instrument	00000146
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E TOWNLINE ST, CRESTON, IA 50801-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	001141/009
Date	Jan 30, 2017
Book Page	1141/009
Instrument	2017-00000147

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 607 E Townline St was $4,604, down 15.3% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,110 (-) Land $23,750 Building $272,360	$296,110 (-) Land $23,750 Building $272,360
2025	$4,604.00 (-15.31%)	$296,110 Land $23,750 Building $272,360	$296,110 Land $23,750 Building $272,360
2024	$5,436.00
2023		$311,120 Land $35,660 Building $275,460	$311,120 Land $35,660 Building $275,460
2022	$6,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 E Townline St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 E Townline St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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