Montgomery County property record for 607 E Reed St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,188 sqft · built 1900 |
| Lot Size | 0.175 acres (7,616 sqft) |
| Owner | Company Name on Record |
| Last Sale | $39,830 (Aug 2025) |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Mortgage Oct 2009 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628186009000 |
| Primary APN | 600628186009000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Unfinished Basement | 594 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,616 sqft (0.175 acres) |
| Lot Dimensions | 112 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 607 E REED ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG PLAT LT 10 & W/2 LT 11 BLK 31 |
| Legal Subdivision | RED OAK |
| Legal Block | 31 |
| Legal Lot Number | 10,11 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960300 |
Source: Montgomery County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1363 130TH ST, EMERSON, IA 51533-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Oct 22, 2009 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Oct 22, 2009 · Amount on Record |
| Deed Document Number | 20251093 |
| Deed Book / Page | 2025 / 1093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 607 E REED ST, RED OAK, IA 51566-2444 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Oct 22, 2009 |
| Property Address | 607 E REED ST, RED OAK, IA 51566-2444 |
| Document Number | 00324/0664 |
| Book / Page | 0324 / 0664 |
| Instrument Date | Oct 17, 2009 |
| Instrument | 0324 0664 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 E REED ST, RED OAK, IA 51566-2444 |
| Document Number | 0003240667 |
|---|---|
| Date | Oct 22, 2009 |
| Instrument | 0324 0667 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Oct 22, 2042 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 (-7.96%) Homeowner's exemption | $65,970 (+0.18%) Land $13,330 Building $52,640 | $65,970 (+0.18%) Land $13,330 Building $52,640 |
| 2024 | $1,306.00 (+268.93%) | ||
| 2023 | $65,850 Land $10,000 Building $55,850 | $65,850 Land $10,000 Building $55,850 | |
| 2022 | $354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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