607 E 7th St, Loveland, CO 80537 Property Records

Larimer County property record for 607 E 7th St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,562 sqft · built 1905
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$799,000 (Sep 2025)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95133-60-016`

Property Details

APN / Parcel Number

Primary APN	`95133-60-016`
Alternative APN	`R0385891`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	796 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0385891
Old Parcel Number	9513360016
Street Address	607 E 7TH ST
City	LOVELAND
State	CO
Zip	80537-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, OFFICERS SUB OF BLK 52, FINLEY'S 2ND, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SW
Legal Subdivision	LOV BLK 52
Legal Block	52
Legal Lot Number	16
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1020
Census Tract	1711

Owner

607 E 7th St is owned and occupied by an individual who bought it in September 2025.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	607 E 7TH ST, LOVELAND, CO 80537-4903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
May 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	20250044266
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 24, 2025
Property Address	607 E 7TH ST, LOVELAND, CO 80537-4903
Document Number	0000044266
Instrument Date	Sep 23, 2025
Instrument	20250044266
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 E 7TH ST, LOVELAND, CO 80537-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	607 E 7TH ST, LOVELAND, CO 80537-4903

Mortgage

Document Number	0000044267
Date	Sep 24, 2025
Instrument	20250044267

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 10, 2021
Property Address	607 E 7TH ST, LOVELAND, CO 80537-4903
Document Number	0000046003
Instrument Date	Apr 13, 2021
Instrument	20210046003
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	607 E 7TH ST, LOVELAND, CO 80537-4903

Mortgage

Document Number	0000046005
Date	May 10, 2021
Instrument	20210046005

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 607 E 7th St was $2,557, up 8.7% from the year before.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 (+8.72%)	$29,906 (-9.83%) Land $3,125 Building $26,781	$478,500 (-3.33%) Land $50,000 Building $428,500
2024	$2,352.00 (+3.66%)	$33,165 (-) Land $3,350 Building $29,815	$495,000 (-) Land $50,000 Building $445,000
2023	$2,269.00 (+15.06%)	$33,165 (+33.78%) Land $3,350 Building $29,815	$495,000 (+38.77%) Land $50,000 Building $445,000
2022	$1,972.00	$24,791 Land $3,475 Building $21,316	$356,700 Land $50,000 Building $306,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 607 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 607 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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