Red Willow County property record for 607 E 4th St, Mc Cook, NE 69001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,355 sqft · built 1919 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (May 2020) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000795200 |
| Primary APN | 000795200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,355 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 1,174 sqft |
| Finished Basement | 1,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 520 sqft |
| Patio Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 607 E 4TH ST |
|---|---|
| City | MC COOK |
| State | NE |
| Zip | 69001-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION TO MCCOOK BLK 24, LOT 10 |
| Legal Range | 29W |
| Legal Township | 03N |
| Legal Subdivision | SECOND ADDITION |
| Legal Block | 24 |
| Legal Lot Number | 10 |
| Jurisdiction | RED WILLOW NE |
| Township / Civil Division | MCCOOK |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 963300 |
Source: Red Willow County assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 345, MC COOK, NE 69001-0345 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage CHARTER BANK |
| Aug 16, 2023 | Warranty Deed, Transfer · FHA Mortgage CHARTER WEST BANK |
| May 20, 2020 | Warranty Deed, Transfer · Line of Credit COGENT BANK |
| May 20, 2020 | Warranty Deed, Transfer · Line of Credit COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Deed Document Number | 2020740 |
| Last Transfer Date | May 3, 2022 |
| Transfer Doc | 0000000730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | Jul 29, 2026 |
| Property Address | 607 E 4TH ST, MC COOK, NE 69001-3233 |
| Document Number | 0000000995 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026995 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 607 E 4TH ST, MC COOK, NE 69001-3233 |
| Document Number | 0000000995, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026995 |
| Name | CHARTER BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | Aug 16, 2023 |
| Property Address | 607 E 4TH ST, MCCOOK, NE 69001-3233 |
| Document Number | 0202300983 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023-00983 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | MCCOOK ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0202300984 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023-00984 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | May 20, 2020 |
| Property Address | 607 E 4TH ST, MCCOOK, NE 69001-3233 |
| Document Number | 0202000740 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020-00740 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | MCCOOK ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0202000741 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-00741 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | May 20, 2020 |
| Property Address | 607 E 4TH ST, MCCOOK, NE 69001-3233 |
| Document Number | 202000740 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020-00740 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | MCCOOK ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 202000741 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-00741 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Red Willow County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Red Willow County |
| Municipality | McCook City |
| Unified School District | McCook Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,997.00 (-2.57%) | $236,553 (-0.37%) Land $8,750 Building $227,803 | $236,553 (-0.37%) Land $8,750 Building $227,803 |
| 2024 | $3,076.00 (-21.29%) | ||
| 2023 | $3,908.00 (+2.87%) | $237,426 (+9.22%) Land $8,750 Building $228,676 | $237,426 (+9.22%) Land $8,750 Building $228,676 |
| 2022 | $3,799.00 | $217,374 Land $4,900 Building $212,474 | $217,374 Land $4,900 Building $212,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Pinpoint Holdings Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Inventive Wireless of Nebraska, NE Colorado Cellular.
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