607 E 16th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 607 E 16th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1996
Lot Size	0.227 acres (9,867 sqft)
Owner	2 Individual Names on File
Last Sale	$197,904 (Oct 2022)
Tax Bill	$2,301 (2024)
Deeds & Mortgages	May 2020 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-151-011.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-151-011.000-022`
Alternative APN	`0271001022004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	2,784 sqft
Basement Area	1,392 sqft
Finished Basement	1,000 sqft
Unfinished Basement	392 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,867 sqft (0.227 acres)
Lot Dimensions	143 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	607 E 16TH ST
City	MISHAWAKA
State	IN
Zip	46544-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 J & E FORD SUB 01-02 CORRECT LEGAL DESCRIPTION PER TRANS 11-15-95 NP 8037
Legal Range	95
Legal Township	15
Legal Section	11
Legal Subdivision	J & E FORD SUB
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2022
Census Tract	10300

Owner

607 E 16th St is owned and occupied by two individuals who bought it in October 2022.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Oct 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Aug 12, 2020 · Amount on File
Deed Document Number	202230329
Prior Transfer Date	Oct 13, 2022
Prior Transfer Doc	0000030329
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002014000
Date	May 28, 2020
Instrument	2014000

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

Interest

Rate Type	Fixed Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 19, 2022
Property Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514
Document Number	0002230329
Map Reference	IN 9538556
Instrument Date	Oct 12, 2022
Instrument	2230329
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 W 6TH ST, MISHAWAKA, IN 46544-4934

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514

Mortgage

Document Number	0002230330
Date	Oct 19, 2022
Instrument	2230330

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014000
Date	May 28, 2020
Instrument	2014000

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 12, 2020
Property Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514
Document Number	0002023319
Map Reference	IN 9538556
Instrument Date	Aug 3, 2020
Instrument	2023319
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514

Mortgage

Document Number	0002023320
Date	Aug 12, 2020
Instrument	2023320

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 28, 2020
Property Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514
Document Number	0002013999
Map Reference	IN 9538556
Instrument Date	May 20, 2020
Instrument	2013999
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E 16TH ST, MISHAWAKA, IN 46544-5514

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,200 Land $42,000 Building $234,200	$276,200 Land $42,000 Building $234,200
2024	$2,301.00 (-0.13%)
2023	$2,304.00 (+1.59%)	$228,000 (-0.09%) Land $41,900 Building $186,100	$228,000 (-0.09%) Land $41,900 Building $186,100
2022	$2,268.00 Homeowner's exemption	$228,200 Land $41,900 Building $186,300	$228,200 Land $41,900 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 E 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 E 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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