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607 E 11th St, Spencer, IA 51301 Property Records

Clay County property record for 607 E 11th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 720 sqft · built 1900
Lot Size0.282 acres (12,324 sqft)
OwnerIndividual Name on Record
Last Sale$17,500 (Jun 2022)
Tax Bill$20 (2022)
Deeds & MortgagesJun 2022 Sale
Flood ZoneZone X (minimal risk)
APN963607276021

Property Details

APN / Parcel Number

Primary APN963607276021
Alternative APN
  • 64096360727602100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area600 sqft
Basement Area600 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Lot Area12,324 sqft (0.282 acres)
PorchEnclosed Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Old Parcel Number64096360727602100
Street Address607 E 11TH ST
CitySPENCER
StateIA
Zip51301-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPENCER RESID
Legal Description19 6 FAIRVIEW PARK
Legal Range36
Legal Township17
Legal Section07
Legal SubdivisionFAIRVIEW PARK ADDITION
Legal Lot Number19
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3039
Census Tract80200

Owner

Source: Clay County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address607 E 11TH ST, SPENCER, IA 51301-4827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Deed Document Number0020221540
Deed Book / Page2022 / 1540
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateJun 10, 2022
Property Address607 E 11TH ST, SPENCER, IA 51301-4827
Document Number02022/1540
Book / Page2022 / 1540
Instrument DateJun 10, 2022
Instrument2022 1540
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

AmountAmount Recorded
Tax$27.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,750 (+34.02%) Land $14,910 Building $3,840$18,750 (+34.02%) Land $14,910 Building $3,840
2023$13,990 (+4.72%) Land $10,430 Building $3,560$13,990 (+4.72%) Land $10,430 Building $3,560
2022$20.00 Homeowner's exemption$13,360 Land $10,430 Building $2,930
2021$13,360 Land $10,430 Building $2,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on E 11th St

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